General API Error Codes
Error Code Error Description
E01 UID IS MISSING
E02 INVALID UID
E03 MESSAGE FORMATION IS WRONG
E04 INVALID MESSAGE CODE
E05 INVALID AMOUNT
E06 INVALID CARD NUMBER
E07 INVALID EXPIRY DATE
E08 INVALID CARD HOLDER NAME
E09 INVALID ADDRESS
E10 INVALID ZIP
E11 INVALID APP ID
E12 INVALID AUTH TOKEN
E13 INVALID AUTH KEY
E14 INVALID TRANSACTION ID
E15 INVALID PROCESSING CODE
E16 INVALID TRAN NO
E17 INVALID RRN
E18 INVALID AUTH CODE
E19 INVALID POS ENTRY CODE
E20 TRANSACTION TIME OUT
E21 SC INDICATOR INVALID
E22 EPAGE URL GENERATION FAILED
E23 EPAGE URL TIMEOUT
E24 EPAGE URL LIMIT EXCEED
E25 EPAGE URL INVALID REQUEST
E26 AUTHENTICATION FAILED
E27 SUBSCRIPTION ID IS MISSING
E28 FREEZE START DATE IS MISSING
E29 FREEZE STOP DATE IS MISSING
E30 INVALID FREEZE DATE REQUEST
E31 NO SUBSCRIPTION AVAILABLE
E32 ACTIVE SEARCH FLAG IS MISSING
E33 START DATE SEARCH FLAG IS MISSING
E34 INVALID STAN NO
E35 INVALID FORFEIT FLAG
E36 FORFEIT FLAG IS NOT UPDATED
E37 TIP NOT ENABLED
E38 NOT A VALID ECOMMERCE CHANNEL
E39 INVALID SURCHARGE INDICATOR. ALLOWED VALUES ARE 0 1
E40 PRODUCT QTY IS NOT AVAILABLE
E41 PRODUCT INFO NOT FOUND
E42 INSUFFICIENT QUANTITY FOR PRODUCT ID
E43 INVALID DISCOUNT ID
E44 LINE ITEM DOES NOT ALLOWED FOR THIS TXN TYPE
E45 INVALID PRODUCT QTY
E46 INVALID MODIFIER ID
E70 INSUFFICIENT QUANTITY FOR MODIFIER ID
E71 INVALID QUANTITY FOR MODIFIER ID
E72 INVALID MODIFIER PRODUCT
E73 PRODUCT ID MUST BE PRESENT
E74 MODIFIER ID MUST BE PRESENT
E75 INVALID VAULT CUSTOMER INFO
E76 INVALID SUBSCRIPTION ID
E77 INVALID TOKEN
E78 INVALID CVV
E79 INVALID PRODUCT ITEM NAME
E80 INVALID MODIFIER DESCRIPTION
E81 INVALID MODIFIER QUANTITY
E82 CARD INFO NOT FOUND
E83 UNABLE TO FETCH CARD INFO
E121 INVALID PAYMENT INFO
E47 INVOICE NUMBER IS REQUIRED FOR L2 AND L3 TRANSACTION
E48 PRODUCT LINE ITEM FIELD MUST BE A NON-EMPTY ARRAY
E49 PRODUCT NAME IS REQUIRED AND MUST NOT EXCEED 50 CHARACTERS
E50 PRODUCT CODE IS REQUIRED AND MUST NOT EXCEED 15 CHARACTERS
E51 PRODUCT QUANTITY IS REQUIRED AND MUST BE A NUMBER
E52 PRODUCT UNIT COST IS REQUIRED AND MUST BE A VALID NUMBER
E53 PRODUCT TAX MUST BE A VALID NUMBER
E54 PRODUCT DISCOUNT MUST BE A NUMBER
E55 DISCOUNTS FIELD MUST BE A NON-EMPTY ARRAY
E56 DISCOUNT NAME IS REQUIRED AND MUST NOT EXCEED 50 CHARACTERS
E57 DISCOUNT COST IS REQUIRED AND MUST BE A NUMBER
E58 SUBSCRIBTION ID DOES NOT EXIST OR IS IN A PENDING STATE
E59 SUBSCRIPTION ID IS ALREADY DEACTIVATED OR COMPLETED
E60 SUBSCRIPTION ID IS ALREADY ACTIVATED OR IS IN A PENDING STATE
E61 FAILED TO ACTIVATE SUBSCRIPTION
E62 SUBSCRIPTION ALREADY DELETED
E63 FAILED TO DELETE SUBSCRIPTION ID
E64 SUBSCRIPTION ID MUST BE AN INTEGER
E65 SUBSCRIPTION IS ALREADY COMPLETED
E66 INVALID ACTIVE ON
E67 ACTIVE ON IS REQUIRED
E68 INVALID NEVER EXPIRE
E69 INVALID DATE FORMAT
E80 AMOUNT SHOULD BE GREATER THAN THE ORIGINAL AUTH AMOUNT
E84 ISV ID IS REQUIRED
E85 SERIAL NO IS REQUIRED
E86 UNABLE TO PROCESS
E87 NOT A VALID ISV CLIENT
E88 NO EPI ASSOCIATED WITH THIS SERIAL NO
E89 EPI IS REQUIRED
E90 EPI NOT FOUND
E91 UNIT OF MEASURE SHOULD BE A 12-DIGIT ALPHABETIC VALUE
E92 CUSTOMER VAT NUMBER SHOULD BE A 13-DIGIT ALPHANUMERIC
E93 VAT INVOICE REFERENCE NUMBER SHOULD BE A 15-DIGIT ALPHANUMERIC
E94 INVALID FREIGHT AMOUNT
E95 INVALID DUTY AMOUNT
E96 INVALID COMMODITY CODE
E97 INVALID FREIGHT TAX AMOUNT
E120 INVALID SHIP FROM POSTAL CODE
E99 GENERAL ERROR
E98 TRANSACTION DECLINED
E115 INVALID VALUE FOR DISABLE MERCHANT RECEIPT
E116 INVALID VALUE FOR DISABLE CUSTOMER RECEIPT
E119 ALREADY HAVE TRANSACTION
S00 SUCCESS
00 CONNECTION SUCCESS
E100 MAXIMUM TRANSACTION LIMIT PER DAY REACHED
E101 MAXIMUM TRANSACTION LIMIT PER REQUEST HAS BEEN REACHED
E102 MAXIMUM TRANSACTION LIMIT PER USER FOR THE DAY HAS BEEN REACHED
E103 ALLOWED TRANSACTIONS PER MINUTE REACHED
E104 MAXIMUM NUMBER OF TRANSACTIONS PER DAY REACHED
E105 NUMBER OF TRANSACTIONS PER DAY WITH THE SAME AMOUNT REACHED
E106 THE TRANSACTION AMOUNT EXCEEDS THE DAILY MAXIMUM LIMIT
E107 QB DOES NOT EXISTS FOR THIS USER
E108 INVALID DEVICE TRANSACTION
E109 TOO MANY FAILED REQUEST
E110 CUSTOMER NAME IS REQUIRED WHEN IS_SYNC_QB IS 1
E111 INVOICE NUMBER IS REQUIRED WHEN IS_SYNC_QB IS 1
E112 CUSTOMER EMAIL IS REQUIRED WHEN QB_EMAIL_INVOICE IS 1
E113 QB_EMAIL_INVOICE CANNOT BE 1 WHEN IS_SYNC_QB IS 0
E114 NO DEVICE INFO FOUND
E117 QB SYNC VALUE SHOULD BE ALLOWED 0 or 1
E118 QB EMAIL INVOICE VALUE SHOULD BE ALLOWED 0 or 1
D01 APP ID IS REQUIRED
D02 APP KEY IS REQUIRED
D03 TXN TYPE IS REQUIRED
D04 AMOUNT IS REQUIRED
D05 BLACK LISTED IP
D06 NOT A VALID APP ID
D07 NOT A VALID APP KEY
D08 INVALID TXN TYPE
D09 INVALID EPI
D10 IP ADDRESS IS NOT WHITELISTED
D11 IP ADDRESS MANDATORY
D12 SHIPPING COUNTRY MANDATORY
D13 FOREIGN DELIVERY IS NOT ALLOWED
D14 INTERNATIONAL IP ADDRESS ACCESS IS NOT ALLOWED
D15 TRANSACTION NOT ALLOWED
D16 INVALID STORE ID
D17 INVALID VOUCHER NO
D18 INVALID APPROVAL CODE
D19 INVALID TRAN NO OR LAST4DIGITS PAN NUMBER
D30 Refund Rejected. Please contact ISO
D27 INVALID EPI ID
D38 EPI IS REQUIRED
D33 IP ADDRESS BLOCKED
D34 REFERENCE TRANSACTION ID REQUIRED
D35 FILTER KEY MUST BE SET TO TXNID WHEN DATE_FILTER IS 9
D36 FILTER TEXT IS REQUIRED WHEN USING TXNID AS THE FILTER
D40 INVALID POS AUTHENTICATION
D41 REFUND IS NOT ALLOWED IN THIS REGION
D20 INVALID DATE RANGE
D21 FILTER IS INVALID
D22 FILTER TEXT IS INVALID
D23 LIMIT MUST BE LESSER THAN 1000
D24 OFFSET MUST BE LESSER THAN 1000
D25 GENERAL TXNFETCH ERROR
D26 DATE FILTER IS INVALID
D28 THE DATE RANGE SHOULD BE EITHER THE LAST 90 DAYS OR THE 90 DAYS BEFORE
D29 START DATE AND END DATE REQUIRED
D31 DIFFERENCE BETWEEN DATES CANNOT EXCEED 30 DAYS
D32 OFFLINE MODE ALLOWED VALUES ARE 0 1
A01 ACCOUNT NUMBER IS INVALID
A02 ROUTING NUMBER IS INVALID
A03 ACCOUNT TYPE IS INVALID
A04 PAYEE NAME IS INVALID
A05 NO VENDOR FOUND
A06 AUTH FAILED
A07 ACH TXN NOT FOUND
A08 ACH TXN ALREADY VOIDED
A09 ACH TXN CANNOT BE VOID SETTLED ALREADY
A10 INELIGIBLE FOR VOID
A11 AUTH FAILED
A12 NO MERCHANT ACCOUNT
A13 VOID CANNOT BE LOCATED
A14 VENDOR SYSTEM SOMETHING WENT WRONG
A15 LIMIT SHOULD NOT BE MORE THAN 1000
A16 INVALID DATES
A17 INVALID FREQUENCY TYPE
A18 INVALID UID
A99 SYSTEM ERROR
A19 TRANSACTION COULD NOT BE FOUND OR HAS ALREADY BEEN VOIDED
A20 UID REQUIRED
A21 AMOUNT IS EXCEEDED
A22 INVALID ENTRY CLASS
A23 INVALID CARD TYPE
A24 INVALID OFFSET
A25 LIMIT SHOULD NOT BE MORE THAN 1000
A26 INVALID DATE FILTER
A27 STATE TAX IS EXCEEDED
A28 CITY TAX EXCEEDED
A29 REDUCED TAX EXCEEDED
A30 START DATE AND END DATE IS REQUIRED
A31 INVALID FREE SELECT
A32 INVALID STATUS
A33 INVALID FILTER KEY
A34 EINVOICE IS NOT CANCELABLE
A35 UNABLE TO CANCEL EINVOICE RIGHT NOW
A36 ONLY PENDING EINVOICE CAN BE RESEND
A37 PAYMENT ALREADY RECEIVED
A38 EINVOICE IS ALREADY IN CANCELLED STATUS
A39 TRANSACTION IS ALREADY IN EXPIRED STATUS
A40 INVOCIE NUMBER MUST BE A 12 DIGITS ALPHANUMERIC VALUE
A41 INVALID DESCRIPTION
A42 IS VALIDATE CARD MUST BE ALLOWERD 0 or 1
A43 RECURRING TYPE MUST BE ALLOWERD 0 1 AND 2
A44 INVALID PAYMENT INFO
A45 INVALID TXN ID
A46 INVALID INVOICE MODE VALUE. ALLOWED VALUES ARE 0 OR 1
A47 INVALID AMOUNT TYPE VALUE. ALLOWED VALUES ARE 0 OR 1
A48 INVALID LIMIT
A49 INVALID OFFSET
A50 MISSING SUBSCRIPTION INFO
A51 INVALID PO NUMBER
A52 ACH AUTHORIZATION ALREADY COMPLETED
A53 ACH AUTHORIZATION ALREADY PROCESSED
A54 ACH AUTHORIZATION FAILED
A55 ACH AUTHORIZATION REMINDER SENT FAILED
A56 No pending ACH auth found
A57 ACH auth Cancel failed
A58 ACH ID REQUIRED
G01 CARD NO REQUIRED
G02 INVALID CARD NO
G03 INVALID PIN
G04 EITHER AN EMAIL OR A PHONE NUMBER IS REQUIRED
G05 INVALID EMAIL ADDRESS
G06 INVALID PHONE NO
G07 INVALID CARDHOLDER NAME
G36 RECEIPT TYPE ALLOWED VALUES ARE 0 1
G37 TAX SHOULD BE ALLOWED YES OR NO
G08 PRODUCT CODE IS REQUIRED
G09 INVALID ITEM NAME
G10 PRODUCT QUANTITY IS REQUIRED AND ALLOWED MAX 5 CHAR INTEGER ONLY
G11 PRODUCT CODE ALREADY AVAILABLE
G12 INVALID PRODUCT ID
G13 DISCOUNT NAME REQUIRED
G14 DISCOUNT COST IS REQUIRED
G15 DISCOUNT IS ALREADY AVAILABLE
G16 DISCOUNT ID NOT AVAILABLE
G17 DISCOUNT IS DOES NOT EXIST OR IS ALREADY DELETED
G18 PRODUCT DELETED SUCCESSFULLY
G19 PRODUCT IS ALREADY DELETED
G20 PRODUCT ID DOES NOT EXIST
G21 INVALID PRODUCT AMOUNT
G22 INVALID PRODUCT QTY
G23 PRODUCT ID IS REQUIRED
G24 INVALID DISCOUNT PERCENTAGE
G25 INVALID PRODUCT QTY
G26 INVALID PRODUCT CODE
G27 PRECEDENCE ALLOWED MAX 5 CHAR INTEGER ONLY
G28 INVALID DESCRIPTION
G30 AMOUNT TYPE SHOULD BE 0 or 1
G31 INVALID AMOUNT
G32 PRODUCT IS DOES NOT EXIST OR IS ALREADY DELETED
G33 INVALID DISCOUNT NAME
G34 AMOUNT EXCEEDED
G35 INVALID CATEGORY
G38 IS ACTIVE SHOULD BE ALLOWED 0 OR 1
G39 INVENTORY SHOULD BE ALLOWED YES OR NO
G40 ITEM NAME IS ALREADY AVAILABLE
G41 INVALID SELECTED GROUP
G42 INVALID BIN
G43 PERCENTAGE EXCEEDED
G44 ISV KEY IS REQUIRED
G45 INVALID CUSTOMER NAME
G46 SIGNATURE ALLOWED BOOLEAN ONLY
SUB01 %s FIELD REQUIRED
SUB02 RECURRING TYPE SHOULD BE 0 1 OR 2.
SUB03 PAYMENT TYPE SHOULD BE EITHER 1 OR 2.
SUB04 %s SHOULD HAVE AT LEAST 5 CHARACTERS.
SUB05 %s SHOULD HAVE A MAXIMUM OF 25 CHARACTERS.
SUB06 %s SHOULD HAVE A MAXIMUM OF 6 CHARACTERS.
SUB07 SUBSCRIPTION STARTS FROM USE YYYY-MM-DD FORMAT.
SUB08 SUBSCRIPTION STARTS FROM PAST DATE NOT ALLOWED.
SUB09 %s SHOULD BE A NUMBER BELOW 100.
SUB10 INVALID VALUE FOR CHARGE UNTIL PROVIDE.
SUB11 CHARGE ON SHOULD BE BETWEEN 0 AND 6 FOR RECURRING_TYPE 0 OR 1.
SUB12 CHARGE ON SHOULD BE BETWEEN 1 AND 30 FOR RECURRING_TYPE 2.
SUB13 INVALID BILLING STATE PROVIDED.
SUB14 INVALID SHIPPING STATE PROVIDED.
SUB15 INVALID AMOUNT
SUB16 INVALID CUSTOM FEE
SUB17 INVALID TAX
SUB18 IS VALIDATE CARD SHOULD BE EITHER 0 OR 1.
SUB19 SURCHARGE INDICATOR SHOULD BE EITHER 0 OR 1.
SUB20 FAILURE NOTIFICATION SHOULD BE EITHER 0 OR 1.
SUB21 IF FAILURE NOTIFICATION IS 1 EITHER PHONE OR EMAIL IS REQUIRED.
SUB22 INVALID EMAIL ADDRESS
SUB23 INVALID PHONE NO
SUB24 INVALID RECURRING TYPE
SUB25 FREQUENCY TYPE SHOULD BE BETWEEN 0 AND 6 FOR RECURRING_TYPE 2 OR 3.
SUB26 INVALID FREQUENCY TYPE
SUB27 INVALID INVOICE NUMBER
SUB28 FREQUENCY TYPE SHOULD BE BETWEEN 1 AND 30 FOR RECURRING_TYPE 1 OR 4.
SUB29 DATE FORMAT SHOULD BE YYYYMMDD
SUB30 INVALID NUMBER OF SUBSCRIPTION
SUB31 INSTALLMENT AMOUNT IS NOT ALLOWED TO BE LESS THEN 2 DOLLARS
VC01 CHANNEL ID REQUIRED
VC02 PAYLOAD REQUIRED
VC03 DEVICE OFFLINE
VC04 TRANSACTION TEMPORARILY UNAVAILABLE DUE TO CONNECTIVITY ISSUES. PLEASE TRY AGAIN SHORTLY
VC05 TRANSACTION IS ALREADY IN A PROCESSING STATE
VC06 REQUEST TXN ID REQUIRED
VC07 TRANSACTION TIMEOUT USE TRANSACTION API TO FETCH STATUS
VC08 TRANSACTION INPROGRESS
VC09 UNABLE TO FETCH TRANSACTION STATUS
VC10 REQUEST TXN ID ALREADY EXIST
VC11 SEND A VALID PAYLOAD
VC12 UNABLE TO CANCEL TRANSACTION RIGHT NOW
VC13 NOT A VALID ISV CLIENT
VC14 MERCHANT IS NOT ASSOCIATED WITH THIS ISV
VCR01 START DATE AND END DATE ARE REQUIRED
VCR02 START DATE AND END DATE MUST BE IN THE FORMAT YYYY-MM-DD
VCR03 DATES SHOULD BE WITHIN THE PAST 1 MONTH
VCR04 END DATE SHOULD NOT BE SAME AS CURRENT DATE
VCR05 DATE RANGE MUST NOT EXCEED 7 DAYS
VCR06 LOG ANALYSIS SERVER DOWN
VCR07 UNABLE TO FETCH LOG ANALYSIS
INV1 INVALID SURCHARGE
INV2 INVALID TAX
INV3 INVALID TIP
ADD1 INVLAID PROMPT NAME & VALUE
ADD2 PROMPT NAME SHOULD BE ALLOWED 16 DIGITS ALPHANUMERIC
ADD3 PROMPT VALUE SHOULD BE ALLOWED 16 DIGITS ALPHANUMERIC
ADD4 ADDITIONAL INPUTS SHOULD BE ALLOWED MAXIMUM 25
Error Error Error
No Code Deescription
E98 V5 VOID Transaction has already been performed
E98 V5 Capture/Ticket Transaction has already been performed
E98 12 Original transaction not found
E98 VI CARD NOT FOUND
E98 - PLEASE CONTACT ADMIN!!!
91 - CANNOT GENERATE CLIENT TOKEN
91 - CANNOT GENERATE CARD TOKEN
91 - INVALID CLIENT TOKEN
S99 - GENERAL ERROR
D15 VT Refund Denied more than 1 for EPI 2345879648
00 - VOIDED SUCCESSFULLY
S00 39 CARD VALIDATION VOID/CARD VALIDATION SALE/RECURRING
E98 94 Duplicate transmission
E10 - Invalid input format (TRANSACTION NOT ALLOWED)
E03 - Input field is missing (TRANSACTION NOT ALLOWED)
E98 96 Transaction ISO Validations Failed
E98 VI Invalid card token
E98 96 Invalid amount or amount exceeded
Switch Error Code
In response codes such as V00E9, “V0” acts as a standard prefix, while the remaining characters represent the processor or switch response code. The switch normalizes processor response codes by padding them with leading zeros. For example, processor response code 1 becomes V0001, and response code 54 becomes V0052.
Error Type Message
Code
00 APPROVAL Approved and completed
01 CALL Refer to issuer
02 CALL Refer to issuer-Special condition
03 TERM ID ERROR Invalid Merchant ID
04 HOLD-CALL Pick up card (no fraud)
05 DECLINE Do not honor
06 ERROR General error
07 HOLD-CALL Pick up card, special condition (fraud account)
08 APPROVAL Honor Mastercard with ID
10 PARTIAL APPROVAL Partial approval for the authorized amount returned in Group III version 022
11 APPROVAL VIP approval
12 INVALID TRANS Invalid transaction
13 AMOUNT ERROR Invalid amount
14 CARD NO ERROR Invalid card number
15 NO SUCH ISSUER No such issuer
19 RE ENTER Re-enter transaction
21 NO ACTION TAKEN Unable to back out transaction
25 NO CARD NUMBER Unable to locate the account number
28 NO REPLY File is temporarily unavailable
30 MSG FORMAT ERROR Transaction was improperly formatted
39 NO CREDIT ACCT No credit account
41 HOLD-CALL Lost card, pick up (fraud account)
43 HOLD-CALL Stolen card, pick up (fraud account)
51 DECLINE Insufficient funds
52 NO CHECK ACCOUNT No checking account
53 NO SAVE ACCOUNT No savings account
54 EXPIRED CARD Expired card
55 WRONG PIN Incorrect PIN
57 SERV NOT ALLOWED Transaction not permitted-Card
58 SERV NOT ALLOWED Transaction not permitted-Terminal
61 DECLINE Exceeds withdrawal limit
62 DECLINE Invalid service code restricted
63 SEC VIOLATION Security violation
65 DECLINE Activity limit exceeded
75 PIN EXCEEDED PIN tried exceeded
76 UNSOLIC REVERSAL Unable to locate, no match
77 NO ACTION TAKEN Inconsistent, reversed, or repeat data
78 NO ACCOUNT No account
79 ALREADY REVERSED Already reversed at switch
80 NO IMPACT No Financial impact (used in reversal responses to decline originals)
81 ENCRYPTION ERROR Cryptographic error
82 INCORRECT CVV CVV data is not correct
83 CANT VERIFY PIN Cannot verify PIN
85 CARD OK No reason to decline
86 CANT VERIFY PIN Cannot verify PIN
91 NO REPLY Issuer or switch is unavailable
92 INVALID ROUTING Destination not found
93 DECLINE Violation, cannot complete
94 DUPLICATE TRANS Unable to locate, no match
96 SYSTEM ERROR System malfunction
A1 ACTIVATED POS device authentication successful
A2 NOT ACTIVATED POS device authentication not successful
A3 DEACTIVATED POS device deactivation successful
B1 SRCHG NOT ALLOWD Surcharge amount not permitted on debit cards or EBT food stamps
B2 SRCHG NOT ALLOWD Surcharge amount not supported by debit network issuer
CV FAILURE CV Card Type Verification Error
D3 SECUR CRYPT FAIL transaction failure due to missing or invalid 3D-Secure cryptogram
E1 ENCR NOT CONFIGD Encryption is not configured
E2 TERM NOT AUTHENT Terminal is not authenticated
E3 DECRYPT FAILURE Data could not be decrypted
EA ACCT LENGTH ERR Verification error
EB CHECK DIGIT ERR Verification error
EC CID FORMAT ERROR Verification error
HV FAILURE HV Hierarchy Verification Error
K0 TOKEN RESPONSE Token request was processed
K1 TOKEN NOT CONFIG Tokenization is not configured
K2 TERM NOT AUTHENT Terminal is not authenticated
K3 TOKEN FAILURE Data could not be de-tokenized
M0 Mastercard: Canada region-issued Domestic Debit Transaction not allowed
N3 CACHBACK NOT AVL Cash back service not available
N4 DECLINE Exceeds issuer withdrawal limit
POS Switch Error Description
Response Response
91 091 Transaction timed out
91 092 Host down. Please try after some time.
VP 558 EPI Not Found
VP 559 EPI Not Active
91 999 Unknown Error
00 561 Empty Batch
V0 570 EMV Fallback limit exceeded.
V0 571 EMV Fallback limit exceeded.
V0 572 Refund limit exceeded.
V0 573 Transaction restriced.
V0 574 International card not allowed.
00 575 International card. Please verify picture ID
V2 576 Address verification failed
V3 563 EPI host processor info not found
96 580 Host Response Error
VP 600 Merchant Profile Update Required. Kindly Contact ISO.
96 530 Configuration error
96 531 Invalid TPDU
96 532 Checksum verification failed
VI 533 Transaction is improperly formatted
VT 534 Transaction is improperly formatted
VI 535 Transaction is improperly formatted
VI 536 Transaction is improperly formatted
VH 520 HSM unavailable. Please try again.
00 545 Original transaction not found
13 539 Invalid amount or amount exceeded
14 540 Invalid card
30 541 Transaction is improperly formatted
94 542 Duplicate transmission
12 543 Original transaction not found
19 544 Transaction is improperly formatted
V1 606 Card token already used
V1 605 Invalid card token
VP 557 Merchant Not Active
VV 546 Void not allowed on Debit cards
VV 547 More than 2 Tip adjust not allowed
VH 521 HSM response error
VH 522 HSM response is invalid
VH 523 HSM response is failed
V0 567 Transaction restricted due to ticket size
V0 568 Daily Transactions amount limit exceeded
V0 569 Monthly volume limit exceeded.
54 548 Card expired
14 564 Invalid card number
15 610 No such issuer
17 608 EBT FCS Id not available
92 611 Routing Error
97 607 Datawire failed
97 549 Tip amount cannot be lower than previous tip adjusted amount
V0 578 Txn is already in processing state. Pls try again later
V0 612 insufficient funds
VV 589 Void not allowed
V0 613 No transactions to settle
30 904 Format Error
97 609 No response from the processor host
V0 614 L3 transaction line items are missing
00 550 Tip amount is same as previous tip adjusted amount
V0 616 Original refund txn amount limit exceeded
V0 615 No open batch
96 413 System Malfunction
96 415 System Malfunction
96 416 System Malfunction
96 417 System Malfunction
96 418 System Malfunction
96 414 System Malfunction
97 556 Tip amount cannot be more than base amount.
VV 555 Max allowed tip adjust count reached
V0 619 Preauth Threshold reached
V0 623 Tip adjust not allowed for this transaction
V0 624 Ticket completion max allowed threshold percentage reached
V0 537 Transaction ISO Validations Failed.
V0 590 Direct Refund not allowed on Prepaid cards
V0 625 Direct Refund not allowed for this card. No SALE performed.
V0 628 Transaction type is restricted for this EPI
V0 626 Incremental auth not allowed for this transactions.
V0 629 Transaction is not suppoted for Fleet card
V5 630 Reversal is not supported for Fleet card
V0 632 This transaction type is restricted by Valor Switch.
V0 633 Transaction is restricted for a Blacklisted Serial Number
91 412 Host Connection Error.
91 409 Host Connection Error.
V0 634 Transaction type is not allowed for Batch Upload.
V0 627 Transaction not allowed outside business hours
V0 635 Expiry date is the same as before
Processor Error Code
DB
Switch Processor Processor
Response Code Response Code Error Description
0 0 Approved
1 1 Refer to card issuer
2 2 Refer to card issuers special conditions
3 3 Call Help
5 5 Do not honour
9 9 Accepted
10 10 Approved for partial amount
12 12 Invalid transaction
13 13 Invalid amount
14 14 Invalid card reader
19 19 Re-enter transaction
25 25 Unable to locate record on file
30 30 Format error
31 31 Bank not supported by switch
41 41 Lost card
43 43 Stolen card, pick up
51 51 Not sufficient funds
54 54 Expired card
55 55 Incorrect PIN
58 58 Transaction not permitted to terminal
76 76 Invalid product codes
77 77 Reconcile error
78 78 Trace number not found
79 79 Declined CVV2
80 80 Batch number not found
82 82 Decline
83 83 Decline
85 85 Batch not found
89 89 Bad terminal id
91 91 Issuer or switch inoperative
94 94 Duplicate transmission
95 95 Reconcile error
96 96 System malfunction
EPX
Switch Processor Processor
Response Code Response Code Error Description
0 0 Approved
0 85 Issuer has no reason to decline the txn
1 1 Refer to card issuer
2 2 Call
3 3 Invalid merchant
4 4 Pickup card
5 5 Do not honor
6 6 Error
7 7 Pickup card, special condition
8 8 Honor with ID
10 10 Approved for partial amount
12 12 Invalid transaction
13 13 Invalid amount
14 14 Invalid account number
15 15 No such issuer
19 19 Re-enter transaction
21 21 No action taken
25 25 Unable to locate
28 28 No reply
30 30 Format error
31 31 Bank not supported by switch
33 33 Expired card
34 34 Suspected fraud
35 35 Card acceptor contact acquirer
36 36 Restricted card
37 37 Call card acceptor acquirer security
38 38 Allowable PIN tries exceeded
39 39 No credit account
40 40 Requested function not supported
41 41 Pickup card (lost card)
43 43 Pickup card (stolen card)
51 51 Decline
52 52 No checking account
53 53 No savings account
54 54 Expired card
55 55 Invalid PIN
56 56 No card record
57 57 Service not allowed
58 58 Transaction not allowed at terminal
59 59 Suspected fraud
60 60 Card acceptor contact acquirer
61 61 Activity amount limit exceeded
62 62 Restricted card
63 63 Security violation
64 64 Original amount incorrect
65 65 Activity count limit exceeded
66 66 Card acceptor call acquirer’s security department
67 67 Hard capture (requires ATM pickup)
68 68 Response received too late
70 70 Contact Card Issuer
75 75 Allowable number of PIN tries exceeded
76 76 No action taken
77 77 No match on original message
78 78 Invalid account
79 79 Already reversed
80 80 Invalid date
81 81 PIN crypto error
82 82 CVV Error
83 83 Unable to verify PIN
84 84 The authorization life cycle is invalid
86 86 Cannot verify PIN
87 87 Network unavailable
88 88 Crypto failure
91 91 Issuer unavailable or switch inoperative
92 92 Destination cannot be found for routing
93 93 Transaction cannot be completed, violation of law
94 94 Duplicate transmission detected
96 96 System malfunction
99 99 Card network fault error
B1 B1 Open batch not found
B2 B2 Invalid batch number
E1 E1 Invalid or unsupported SEC
E2 E2 AVS data required
E3 E3 CVV2 data required
E4 E4 Serv not allowed. Txn not permitted to cardholder
E5 E5 Serv not allowed. Txn not permitted to cardholder
E6 E6 Issuer country is blocked
E7 E7 Incorrect MAC was sent
E8 E8 Standard Entry Class requirements were not met
E9 E9 System time out / No reply from network
EA EA Account length error
EB EB Check digit error
EC EC CID format error
ED ED Authorization is too old to capture
EE EE Card product code is blocked
EF EF Attempt, BRIC txn on a prior PINbased txn
EG EG Connection to CyberSource timed out
EH EH invalid car_ent_method or required additional data
EI EI CARD_ID is not valid
EJ EJ Required PIN block not present
EK EK Bin is not valid for PIN-less routing
EL EL Signature store did not complete
EM EM Debit PIN transactions must be swiped
EN EN DB proxy response was not processed within timeout period
EO EO Txn was declined by merchant due to mismatch of CVV2 data
EP EP Transaction not allowed as per a validation rule
EQ EQ There were no available gateway nodes to route transaction
ER ER Txn not allowed as max processing volume reached for day
ES ES Txn not allowed due to failure of internal validations
ET ET EMV data required
EU EU The network rejected the item
EV EV Request to capture txn found the item was already captured
EW EW Format error, invalid request tag value format
N0 N0 Force STIP
N3 N3 Cash service not available
N4 N4 Cash request exceeds issuer limit
N7 N7 CVV2 mismatch
P2 P2 Invalid biller information
P5 P5 PIN change / unblock request declined
P6 P6 Unsafe PIN
Q1 Q1 Card authentication failed
R0 R0 Stop payment order
R1 R1 Revocation of authorization order
R3 R3 Revocation of all authorizations order
RR RR AUTH_RESP_TEXT invalid, Contact the customer support.
S4 S4 HSM PIN block translation error
S5 S5 Unable to locate original txn
S7 S7 Unable to locate original txn
S8 S8 Unable to locate a matching authorization
S9 S9 TLV tags invalid
Z3 Z3 Unable to go online
FD BuyPass
Switch Processor Processor
Response Code Response Code Error Description
0 0 Approve
0 333 No previous (or) original transaction.
0 785 No reason to decline.
3 109 Invalid merchant.
3 150 Invalid merchant set up
4 704 Pick Up Card
5 100 Do not honor
7 209 Stolen card
10 2 Approve for partial amount
11 3 Approve VIP
111 111 Invalid Host Totals Date
113 113 Host Totals are Incomplete
12 212 Missing conditional data.
12 215 Invalid transaction for Merchant ID.
13 110 Invalid amount
14 131 Invalid account number
14 213 Invalid account number for card type.
156 156 Max number of recharges exceeded
236 236 Activation amount incorrect.
246 246 Declined due to high risk
247 247 Declined due to stand-in rules
30 1 Schema Validation Error
30 133 The TPP ID was not found
30 211 Invalid SKU number.
30 904 Format Error
33 132 Unmatched card expiry date
336 336 Bad Authorization ID. The Authorization ID test failed
34 102 Suspected fraud
34 129 Suspected counterfeit card
351 351 Customer PIN authentication required
41 208 Lost Card / Lost Check
51 116 Not sufficient funds
51 134 Not sufficient funds
54 101 Expired card
55 117 Incorrect PIN or PIN length error
56 118 No card record
57 119 Transaction not permitted to cardholder
58 120 Transaction not permitted to terminal
61 121 Exceeds withdrawal amount limit
61 123 Exceeds withdrawal frequency limit
61 152 Exceeds limit
75 106 Allowable PIN tries exceeded
75 154 Over monthly limit
903 903 Invalid Reversal Transaction - transaction already settled
97 103 Unable to process TeleCheck recurring transaction
97 104 Restricted card
97 105 Call acquirers security department
97 107 Call for authorization
97 108 Refer to issuers special conditions
97 112 DES Encryption not allowed from the device / terminal
97 114 Invalid account type
97 122 Security violation
97 124 Violation of law
97 130 Invalid terminal
97 151 Activation failed
97 153 Already redeemed
97 155 Recharge amount exceeded
97 157 Invalid entry
97 214 Invalid payment type/card type for merchant ID.
97 216 Invalid TransArmor request.
97 217 Missing or invalid secure payment data.
97 218 Merchant ID not enabled for Secure Code.
97 219 Invalid Merchant Category Code
97 220 Customer service phone number missing.
97 221 Merchant not enabled for soft descriptors.
97 222 Partial auth not allowed.
97 223 Customer under 18 years old.
97 224 Account blocked - possible compromise.
97 225 Bill-to address does not match ship-to.
97 226 Invalid preapproval number.
97 227 Invalid email address.
97 228 Need more ID - request full SSN.
97 229 Previously declined/closed account.
97 230 One time stop payment requested by cardholder.
97 231 Stop payment requested for all payments.
97 232 Stop all payments - account closed.
97 233 Auth response date not valid.
97 234 Issuance under minimum amount.
97 235 Outstanding auth - funds on hold.
97 237 Deny - new card issued.
97 238 BIN blocked.
97 242 Customer opt-out.
97 243 Institution does not accept ACH payments.
97 244 Original transaction not approved.
97 245 Invalid MICR data.
97 248 Conditional Approval - Hold shipping for 24 hours
97 250 Original Auth could not be found.
97 251 The request did not match the original authorization.
97 252 The amount significantly exceeds the original request amount
97 253 The timeframes for re-authorization have been exceeded.
97 254 Counter Offer to Supply Personal Guaranty.
97 300 Invalid EAN or SCV.
97 301 Lock has expired on prepaid card.
97 302 Account closed.
97 303 Unknown account. The account could not be located.
97 304 Inactive account. The account has not been activated.
97 308 Card is already active and does not need to be reactivated.
97 311 Not lost or stolen
97 315 Bad mag stripe. The mag stripe could not be parsed.
97 316 Incorrect merchant location.
97 317 Max balance exceeded.
97 318 Invalid amount.
97 319 Invalid clerk.
97 320 Invalid password
97 321 Invalid new password.
97 322 Exceeded account reloads.
97 323 Password retry exceeded. The user account has been frozen.
97 326 Incorrect transaction version or format number for POS txn.
97 327 Request not permitted by this account
97 328 Request not permitted by this merchant location
97 329 Bad_repay_date
97 330 Bad checksum. The checksum provided is incorrect
97 331 Balance not available (denial).
97 332 Account locked
97 334 Already reversed.
97 337 Too many transactions requested
97 338 No transactions available.
97 339 Transaction history not available
97 340 New password required
97 341 Invalid status change.
97 342 Void of activation after account activity
97 343 No phone service. Attempted a calling card transaction.
97 344 Internet access disabled
97 345 TransArmor Invalid Token or Account Number
97 350 Additional customer authentication required
97 355 Invalid currency. The provided currency is invalid
97 356 Currency Not Supported
97 357 Currency conversion error
97 359 The terminal transaction number did not match.
97 367 Transaction count entered do not match.
97 368 No account link
97 369 Invalid time zone
97 372 Promo location restricted
97 373 Invalid Card Account
97 374 Product code(s) restricted
97 375 Bad Post Date. The Post Date is not a valid date.
97 376 Account status is void lock
97 377 Already active and reloadable
97 378 Account is Purged.
97 380 Bulk activation error
97 381 Bulk activation un-attempted error
97 382 Bulk activation package amount error
97 383 Store location zero not allowed
97 384 Account row locked
97 385 Accepted but not yet processed
97 402 TransArmor Service Unavailable
97 403 Invalid Date or Time
97 404 TransArmor Key Error
97 500 Decline
97 501 Date of Birth Error for Check Processing
97 502 Invalid State Code
97 503 New Account Information
97 504 Do not try again
97 505 Please retry
97 506 Invalid Checking Account Number
97 507 New Account Information available
97 508 Try again later - Declined
97 509 Do not try again. The card has expired.
97 510 New Account Information. The card has expired.
97 511 Try again later. The card has expired.
97 512 Service not allowed
97 513 Decline. Transaction not permitted to acquirer or terminal
97 514 Do not try again. There was security violation.
97 515 Declined. No term record on First Data system
97 516 Please retry.
97 517 CVV2 Declined
97 518 Invalid account/date or sales date in future
97 519 Invalid Effective Date
97 520 Reversal Rejected. Do not try again.
97 521 Enter lesser amount
97 522 Cash Back greater than total Transaction amount
97 523 Crypto box is offline
97 524 Debit switch unavailable.
97 525 Debit/EBT network gateway cannot get through to the ISSUER.
97 526 Undefined Card.
97 527 Network Response indicates that Merchant ID / SE is invalid
97 528 Debit/EBT transaction count exceeds pre-determined limit.
97 529 Resubmission of txn violates debit/EBT network frequency
97 530 Authorizing network has a problem decrypting the cryptogram.
97 532 DUKPT Key Error
97 533 Invalid encryption key offset sent by merchant
97 534 Invalid master session key id sent by merchant
97 539 No Checking Account
97 540 Edit Honor
97 541 No Savings Account
97 542 DUKPT: An error while processing the PIN block.
97 550 Invalid Vehicle
97 551 Invalid Driver
97 552 Invalid Product
97 553 Exceeds transaction total limit per product class.
97 554 Over daily limit
97 555 Invalid Date/Time
97 556 Exceeds quantity
97 557 Invalid prompt entry
97 558 Invalid Track 2 data
97 559 Voyager ID problem
97 560 Invalid Odometer
97 561 Invalid Restriction Code
97 562 Pay at pump not allowed
97 563 Over fuel limit
97 564 Over cash limit
97 565 Fuel price error
97 566 Y or N required
97 567 Over repair limit
97 568 Over additive limit
97 569 Invalid user
97 570 Before 1400 and can't cut. Wait until 2:00 pm Eastern.
97 571 Cut time too close to 1400
97 572 Checker/Manager not found
97 573 Security insufficient
97 574 No transaction security record
97 575 Insufficient data
97 576 Merchant has mail pending
97 577 No messages pending
97 578 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 579 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 580 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 581 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 582 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 583 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 584 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 585 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 586 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 587 The single transaction amount limit was exceeded.
97 588 All Visa OCT / MasterCard MoneySend transactions are blocked
97 601 Invalid Batch Number/ Invalid Batch ID or Invalid OpenBatch
97 602 No Open Batch
97 603 Close Unavailable
97 604 Close Not Valid
97 701 Approved EMV Key Load
97 702 EMV Key Download Error
97 703 Approved EMV Key Load, more key load data pending
97 708 Honor With Authentication
97 721 Invalid ZIP Code
97 722 Invalid value in the field
97 723 Drivers License or ID is Required
97 724 Referred - Not Active
97 726 Unable to Locate Record On File
97 727 Refer - Call Authorization
97 728 Referred - Skip Trace Info
97 729 Hard Negative Info On File
97 731 Rejected Lost/Stolen Checks
97 740 Totals Unavailable
97 767 Hard Capture; Pick Up
97 771 Amount Too Large
97 772 Duplicate Return
97 773 Unsuccessful
97 774 Duplicate Reversal
97 775 Subsystem Unavailable
97 776 Duplicate Completion
97 782 Count Exceeds Limit
97 790 Not approved.
97 791 Not approved.
97 792 See attendant.
97 801 Over merchandise limit
97 802 Imprint card
97 803 Not on file
97 804 Fuel only
97 805 Velocity exceeded
97 806 Authorization ID needed
97 807 Over non-fuel limit
97 808 Invalid location
97 809 Over card velocity count
97 810 Over card velocity amount
97 811 Over issuer velocity count
97 812 Over issuer velocity amount
97 813 Over merchant daily velocity count
97 814 Over merchant daily velocity amount
97 815 Over merchant daily velocity both
97 816 Over merchant product velocity amount
97 817 Over merchant product velocity count
97 818 Over merchant product velocity both
97 819 Over chain daily velocity count
97 820 Over chain daily velocity amount
97 821 Over chain daily velocity both
97 822 Over chain product velocity count
97 823 Over chain product velocity both
97 824 Over chain product velocity amount
97 825 No chain ID for chain merchant
97 826 Signature required
97 827 Velocity exception error - pay inside
97 828 Exceeds merchant count for period - pay inside
97 829 Exceeds merchant amount for period - pay inside
97 830 Exceeds merchant count and amount for period - pay inside
97 831 Exceeds zip code count for period - pay inside
97 832 Exceeds zip code amount for period - pay inside
97 833 Exceeds zip code count and amount for period - pay inside
97 834 Exceeds state count for period - pay inside
97 835 Exceeds state amount for period - pay inside
97 836 Exceeds state count and amount for period - pay inside
97 837 Exceeds global count for period - pay inside
97 838 Exceeds global amount for period - pay inside
97 839 Exceeds global count and amount for period - pay inside
97 840 Unknown velocity error - pay inside
97 902 Invalid transaction
97 905 Unsupported message. Transaction was rejected.
97 906 System Error. There is a problem with the host system.
97 907 Card issuer or switch inoperative or processor not available
97 908 Transaction destination not found for routing.
97 909 System malfunction or timeout
97 911 Card issuer timed out.
97 913 Duplicate transaction.
97 914 Void/Full Reversal: Settlement already occurred.
97 915 Timeout Reversal not supported.
97 916 Void/Full Reversal: Original Authorization was not found.
97 920 Security H/W or S/W error - try again
97 921 Security H/W or S/W error - no action
97 923 Request in progress
97 924 Limit check failed
97 940 Error.
97 941 Invalid issuer.
97 942 Customer cancellation
97 944 Invalid response
97 950 Violation of business arrangement
97 954 CCV failed.
97 958 CCV2 failed
97 959 CAV failed
97 963 Acquirer channel unavailable
FD Nashville
Switch Processor Processor
Response Code Response Code Error Description
0 0 Approve
0 333 No previous (or) original transaction.
0 785 No reason to decline.
3 109 Invalid merchant.
3 150 Invalid merchant set up
4 704 Pick Up Card
5 100 Do not honor
7 209 Stolen card
10 2 Approve for partial amount
11 3 Approve VIP
111 111 Invalid Host Totals Date
113 113 Host Totals are Incomplete
12 212 Missing conditional data.
12 215 Invalid transaction for Merchant ID.
13 110 Invalid amount
14 131 Invalid account number
14 213 Invalid account number for card type.
156 156 Max number of recharges exceeded
236 236 Activation amount incorrect.
246 246 Declined due to high risk
247 247 Declined due to stand-in rules
30 1 Schema Validation Error
30 133 The TPP ID was not found
30 211 Invalid SKU number.
30 904 Format Error
33 132 Unmatched card expiry date
336 336 Bad Authorization ID. The Authorization ID test failed
34 102 Suspected fraud
34 129 Suspected counterfeit card
351 351 Customer PIN authentication required
41 208 Lost Card / Lost Check
51 116 Not sufficient funds
51 134 Not sufficient funds
54 101 Expired card
55 117 Incorrect PIN or PIN length error
56 118 No card record
57 119 Transaction not permitted to cardholder
58 120 Transaction not permitted to terminal
61 121 Exceeds withdrawal amount limit
61 123 Exceeds withdrawal frequency limit
61 152 Exceeds limit
75 106 Allowable PIN tries exceeded
75 154 Over monthly limit
903 903 Invalid Reversal Transaction - transaction already settled
97 103 Unable to process TeleCheck recurring transaction
97 104 Restricted card
97 105 Call acquirers security department
97 107 Call for authorization
97 108 Refer to issuers special conditions
97 112 DES Encryption not allowed from the device / terminal
97 114 Invalid account type
97 122 Security violation
97 124 Violation of law
97 130 Invalid terminal
97 151 Activation failed
97 153 Already redeemed
97 155 Recharge amount exceeded
97 157 Invalid entry
97 214 Invalid payment type/card type for merchant ID.
97 216 Invalid TransArmor request.
97 217 Missing or invalid secure payment data.
97 218 Merchant ID not enabled for Secure Code.
97 219 Invalid Merchant Category Code
97 220 Customer service phone number missing.
97 221 Merchant not enabled for soft descriptors.
97 222 Partial auth not allowed.
97 223 Customer under 18 years old.
97 224 Account blocked - possible compromise.
97 225 Bill-to address does not match ship-to.
97 226 Invalid preapproval number.
97 227 Invalid email address.
97 228 Need more ID - request full SSN.
97 229 Previously declined/closed account.
97 230 One time stop payment requested by cardholder.
97 231 Stop payment requested for all payments.
97 232 Stop all payments - account closed.
97 233 Auth response date not valid.
97 234 Issuance under minimum amount.
97 235 Outstanding auth - funds on hold.
97 237 Deny - new card issued.
97 238 BIN blocked.
97 242 Customer opt-out.
97 243 Institution does not accept ACH payments.
97 244 Original transaction not approved.
97 245 Invalid MICR data.
97 248 Conditional Approval - Hold shipping for 24 hours
97 250 Original Auth could not be found.
97 251 The request did not match the original authorization.
97 252 The amount significantly exceeds the original request amount
97 253 The timeframes for re-authorization have been exceeded.
97 254 Counter Offer to Supply Personal Guaranty.
97 300 Invalid EAN or SCV.
97 301 Lock has expired on prepaid card.
97 302 Account closed.
97 303 Unknown account. The account could not be located.
97 304 Inactive account. The account has not been activated.
97 308 Card is already active and does not need to be reactivated.
97 311 Not lost or stolen
97 315 Bad mag stripe. The mag stripe could not be parsed.
97 316 Incorrect merchant location.
97 317 Max balance exceeded.
97 318 Invalid amount.
97 319 Invalid clerk.
97 320 Invalid password
97 321 Invalid new password.
97 322 Exceeded account reloads.
97 323 Password retry exceeded. The user account has been frozen.
97 326 Incorrect transaction version or format number for POS txn.
97 327 Request not permitted by this account
97 328 Request not permitted by this merchant location
97 329 Bad_repay_date
97 330 Bad checksum. The checksum provided is incorrect
97 331 Balance not available (denial).
97 332 Account locked
97 334 Already reversed.
97 337 Too many transactions requested
97 338 No transactions available.
97 339 Transaction history not available
97 340 New password required
97 341 Invalid status change.
97 342 Void of activation after account activity
97 343 No phone service. Attempted a calling card transaction.
97 344 Internet access disabled
97 345 TransArmor Invalid Token or Account Number
97 350 Additional customer authentication required
97 355 Invalid currency. The provided currency is invalid
97 356 Currency Not Supported
97 357 Currency conversion error
97 359 The terminal transaction number did not match.
97 367 Transaction count entered do not match.
97 368 No account link
97 369 Invalid time zone
97 372 Promo location restricted
97 373 Invalid Card Account
97 374 Product code(s) restricted
97 375 Bad Post Date. The Post Date is not a valid date.
97 376 Account status is void lock
97 377 Already active and reloadable
97 378 Account is Purged.
97 380 Bulk activation error
97 381 Bulk activation un-attempted error
97 382 Bulk activation package amount error
97 383 Store location zero not allowed
97 384 Account row locked
97 385 Accepted but not yet processed
97 402 TransArmor Service Unavailable
97 403 Invalid Date or Time
97 404 TransArmor Key Error
97 500 Decline
97 501 Date of Birth Error for Check Processing
97 502 Invalid State Code
97 503 New Account Information
97 504 Do not try again
97 505 Please retry
97 506 Invalid Checking Account Number
97 507 New Account Information available
97 508 Try again later - Declined
97 509 Do not try again. The card has expired.
97 510 New Account Information. The card has expired.
97 511 Try again later. The card has expired.
97 512 Service not allowed
97 513 Decline. Transaction not permitted to acquirer or terminal
97 514 Do not try again. There was security violation.
97 515 Declined. No term record on First Data system
97 516 Please retry.
97 517 CVV2 Declined
97 518 Invalid account/date or sales date in future
97 519 Invalid Effective Date
97 520 Reversal Rejected. Do not try again.
97 521 Enter lesser amount
97 522 Cash Back greater than total Transaction amount
97 523 Crypto box is offline
97 524 Debit switch unavailable.
97 525 Debit/EBT network gateway cannot get through to the ISSUER.
97 526 Undefined Card.
97 527 Network Response indicates that Merchant ID / SE is invalid
97 528 Debit/EBT transaction count exceeds pre-determined limit.
97 529 Resubmission of txn violates debit/EBT network frequency
97 530 Authorizing network has a problem decrypting the cryptogram.
97 532 DUKPT Key Error
97 533 Invalid encryption key offset sent by merchant
97 534 Invalid master session key id sent by merchant
97 539 No Checking Account
97 540 Edit Honor
97 541 No Savings Account
97 542 DUKPT: An error while processing the PIN block.
97 550 Invalid Vehicle
97 551 Invalid Driver
97 552 Invalid Product
97 553 Exceeds transaction total limit per product class.
97 554 Over daily limit
97 555 Invalid Date/Time
97 556 Exceeds quantity
97 557 Invalid prompt entry
97 558 Invalid Track 2 data
97 559 Voyager ID problem
97 560 Invalid Odometer
97 561 Invalid Restriction Code
97 562 Pay at pump not allowed
97 563 Over fuel limit
97 564 Over cash limit
97 565 Fuel price error
97 566 Y or N required
97 567 Over repair limit
97 568 Over additive limit
97 569 Invalid user
97 570 Before 1400 and can't cut. Wait until 2:00 pm Eastern.
97 571 Cut time too close to 1400
97 572 Checker/Manager not found
97 573 Security insufficient
97 574 No transaction security record
97 575 Insufficient data
97 576 Merchant has mail pending
97 577 No messages pending
97 578 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 579 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 580 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 581 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 582 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 583 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 584 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 585 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 586 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 587 The single transaction amount limit was exceeded.
97 588 All Visa OCT / MasterCard MoneySend transactions are blocked
97 601 Invalid Batch Number/ Invalid Batch ID or Invalid OpenBatch
97 602 No Open Batch
97 603 Close Unavailable
97 604 Close Not Valid
97 701 Approved EMV Key Load
97 702 EMV Key Download Error
97 703 Approved EMV Key Load, more key load data pending
97 708 Honor With Authentication
97 721 Invalid ZIP Code
97 722 Invalid value in the field
97 723 Drivers License or ID is Required
97 724 Referred - Not Active
97 726 Unable to Locate Record On File
97 727 Refer - Call Authorization
97 728 Referred - Skip Trace Info
97 729 Hard Negative Info On File
97 731 Rejected Lost/Stolen Checks
97 740 Totals Unavailable
97 767 Hard Capture; Pick Up
97 771 Amount Too Large
97 772 Duplicate Return
97 773 Unsuccessful
97 774 Duplicate Reversal
97 775 Subsystem Unavailable
97 776 Duplicate Completion
97 782 Count Exceeds Limit
97 790 Not approved.
97 791 Not approved.
97 792 See attendant.
97 801 Over merchandise limit
97 802 Imprint card
97 803 Not on file
97 804 Fuel only
97 805 Velocity exceeded
97 806 Authorization ID needed
97 807 Over non-fuel limit
97 808 Invalid location
97 809 Over card velocity count
97 810 Over card velocity amount
97 811 Over issuer velocity count
97 812 Over issuer velocity amount
97 813 Over merchant daily velocity count
97 814 Over merchant daily velocity amount
97 815 Over merchant daily velocity both
97 816 Over merchant product velocity amount
97 817 Over merchant product velocity count
97 818 Over merchant product velocity both
97 819 Over chain daily velocity count
97 820 Over chain daily velocity amount
97 821 Over chain daily velocity both
97 822 Over chain product velocity count
97 823 Over chain product velocity both
97 824 Over chain product velocity amount
97 825 No chain ID for chain merchant
97 826 Signature required
97 827 Velocity exception error - pay inside
97 828 Exceeds merchant count for period - pay inside
97 829 Exceeds merchant amount for period - pay inside
97 830 Exceeds merchant count and amount for period - pay inside
97 831 Exceeds zip code count for period - pay inside
97 832 Exceeds zip code amount for period - pay inside
97 833 Exceeds zip code count and amount for period - pay inside
97 834 Exceeds state count for period - pay inside
97 835 Exceeds state amount for period - pay inside
97 836 Exceeds state count and amount for period - pay inside
97 837 Exceeds global count for period - pay inside
97 838 Exceeds global amount for period - pay inside
97 839 Exceeds global count and amount for period - pay inside
97 840 Unknown velocity error - pay inside
97 902 Invalid transaction
97 905 Unsupported message. Transaction was rejected.
97 906 System Error. There is a problem with the host system.
97 907 Card issuer or switch inoperative or processor not available
97 908 Transaction destination not found for routing.
97 909 System malfunction or timeout
97 911 Card issuer timed out.
97 913 Duplicate transaction.
97 914 Void/Full Reversal: Settlement already occurred.
97 915 Timeout Reversal not supported.
97 916 Void/Full Reversal: Original Authorization was not found.
97 920 Security H/W or S/W error - try again
97 921 Security H/W or S/W error - no action
97 923 Request in progress
97 924 Limit check failed
97 940 Error.
97 941 Invalid issuer.
97 942 Customer cancellation
97 944 Invalid response
97 950 Violation of business arrangement
97 954 CCV failed.
97 958 CCV2 failed
97 959 CAV failed
97 963 Acquirer channel unavailable
FD North
Switch Processor Processor
Response Code Response Code Error Description
0 0 Approve
0 333 No previous (or) original transaction.
0 785 No reason to decline.
3 109 Invalid merchant.
3 150 Invalid merchant set up
4 704 Pick Up Card
5 100 Do not honor
7 209 Stolen card
10 2 Approve for partial amount
11 3 Approve VIP
111 111 Invalid Host Totals Date
113 113 Host Totals are Incomplete
12 212 Missing conditional data.
12 215 Invalid transaction for Merchant ID.
13 110 Invalid amount
14 131 Invalid account number
14 213 Invalid account number for card type.
156 156 Max number of recharges exceeded
236 236 Activation amount incorrect.
246 246 Declined due to high risk
247 247 Declined due to stand-in rules
30 1 Schema Validation Error
30 133 The TPP ID was not found
30 211 Invalid SKU number.
30 904 Format Error
33 132 Unmatched card expiry date
336 336 Bad Authorization ID. The Authorization ID test failed
34 102 Suspected fraud
34 129 Suspected counterfeit card
351 351 Customer PIN authentication required
41 208 Lost Card / Lost Check
51 116 Not sufficient funds
51 134 Not sufficient funds
54 101 Expired card
55 117 Incorrect PIN or PIN length error
56 118 No card record
57 119 Transaction not permitted to cardholder
58 120 Transaction not permitted to terminal
61 121 Exceeds withdrawal amount limit
61 123 Exceeds withdrawal frequency limit
61 152 Exceeds limit
75 106 Allowable PIN tries exceeded
75 154 Over monthly limit
903 903 Invalid Reversal Transaction - transaction already settled
97 103 Unable to process TeleCheck recurring transaction
97 104 Restricted card
97 105 Call acquirers security department
97 107 Call for authorization
97 108 Refer to issuers special conditions
97 112 DES Encryption not allowed from the device / terminal
97 114 Invalid account type
97 122 Security violation
97 124 Violation of law
97 130 Invalid terminal
97 151 Activation failed
97 153 Already redeemed
97 155 Recharge amount exceeded
97 157 Invalid entry
97 214 Invalid payment type/card type for merchant ID.
97 216 Invalid TransArmor request.
97 217 Missing or invalid secure payment data.
97 218 Merchant ID not enabled for Secure Code.
97 219 Invalid Merchant Category Code
97 220 Customer service phone number missing.
97 221 Merchant not enabled for soft descriptors.
97 222 Partial auth not allowed.
97 223 Customer under 18 years old.
97 224 Account blocked - possible compromise.
97 225 Bill-to address does not match ship-to.
97 226 Invalid preapproval number.
97 227 Invalid email address.
97 228 Need more ID - request full SSN.
97 229 Previously declined/closed account.
97 230 One time stop payment requested by cardholder.
97 231 Stop payment requested for all payments.
97 232 Stop all payments - account closed.
97 233 Auth response date not valid.
97 234 Issuance under minimum amount.
97 235 Outstanding auth - funds on hold.
97 237 Deny - new card issued.
97 238 BIN blocked.
97 242 Customer opt-out.
97 243 Institution does not accept ACH payments.
97 244 Original transaction not approved.
97 245 Invalid MICR data.
97 248 Conditional Approval - Hold shipping for 24 hours
97 250 Original Auth could not be found.
97 251 The request did not match the original authorization.
97 252 The amount significantly exceeds the original request amount
97 253 The timeframes for re-authorization have been exceeded.
97 254 Counter Offer to Supply Personal Guaranty.
97 300 Invalid EAN or SCV.
97 301 Lock has expired on prepaid card.
97 302 Account closed.
97 303 Unknown account. The account could not be located.
97 304 Inactive account. The account has not been activated.
97 308 Card is already active and does not need to be reactivated.
97 311 Not lost or stolen
97 315 Bad mag stripe. The mag stripe could not be parsed.
97 316 Incorrect merchant location.
97 317 Max balance exceeded.
97 318 Invalid amount.
97 319 Invalid clerk.
97 320 Invalid password
97 321 Invalid new password.
97 322 Exceeded account reloads.
97 323 Password retry exceeded. The user account has been frozen.
97 326 Incorrect transaction version or format number for POS txn.
97 327 Request not permitted by this account
97 328 Request not permitted by this merchant location
97 329 Bad_repay_date
97 330 Bad checksum. The checksum provided is incorrect
97 331 Balance not available (denial).
97 332 Account locked
97 334 Already reversed.
97 337 Too many transactions requested
97 338 No transactions available.
97 339 Transaction history not available
97 340 New password required
97 341 Invalid status change.
97 342 Void of activation after account activity
97 343 No phone service. Attempted a calling card transaction.
97 344 Internet access disabled
97 345 TransArmor Invalid Token or Account Number
97 350 Additional customer authentication required
97 355 Invalid currency. The provided currency is invalid
97 356 Currency Not Supported
97 357 Currency conversion error
97 359 The terminal transaction number did not match.
97 367 Transaction count entered do not match.
97 368 No account link
97 369 Invalid time zone
97 372 Promo location restricted
97 373 Invalid Card Account
97 374 Product code(s) restricted
97 375 Bad Post Date. The Post Date is not a valid date.
97 376 Account status is void lock
97 377 Already active and reloadable
97 378 Account is Purged.
97 380 Bulk activation error
97 381 Bulk activation un-attempted error
97 382 Bulk activation package amount error
97 383 Store location zero not allowed
97 384 Account row locked
97 385 Accepted but not yet processed
97 402 TransArmor Service Unavailable
97 403 Invalid Date or Time
97 404 TransArmor Key Error
97 500 Decline
97 501 Date of Birth Error for Check Processing
97 502 Invalid State Code
97 503 New Account Information
97 504 Do not try again
97 505 Please retry
97 506 Invalid Checking Account Number
97 507 New Account Information available
97 508 Try again later - Declined
97 509 Do not try again. The card has expired.
97 510 New Account Information. The card has expired.
97 511 Try again later. The card has expired.
97 512 Service not allowed
97 513 Decline. Transaction not permitted to acquirer or terminal
97 514 Do not try again. There was security violation.
97 515 Declined. No term record on First Data system
97 516 Please retry.
97 517 CVV2 Declined
97 518 Invalid account/date or sales date in future
97 519 Invalid Effective Date
97 520 Reversal Rejected. Do not try again.
97 521 Enter lesser amount
97 522 Cash Back greater than total Transaction amount
97 523 Crypto box is offline
97 524 Debit switch unavailable.
97 525 Debit/EBT network gateway cannot get through to the ISSUER.
97 526 Undefined Card.
97 527 Network Response indicates that Merchant ID / SE is invalid
97 528 Debit/EBT transaction count exceeds pre-determined limit.
97 529 Resubmission of txn violates debit/EBT network frequency
97 530 Authorizing network has a problem decrypting the cryptogram.
97 532 DUKPT Key Error
97 533 Invalid encryption key offset sent by merchant
97 534 Invalid master session key id sent by merchant
97 539 No Checking Account
97 540 Edit Honor
97 541 No Savings Account
97 542 DUKPT: An error while processing the PIN block.
97 550 Invalid Vehicle
97 551 Invalid Driver
97 552 Invalid Product
97 553 Exceeds transaction total limit per product class.
97 554 Over daily limit
97 555 Invalid Date/Time
97 556 Exceeds quantity
97 557 Invalid prompt entry
97 558 Invalid Track 2 data
97 559 Voyager ID problem
97 560 Invalid Odometer
97 561 Invalid Restriction Code
97 562 Pay at pump not allowed
97 563 Over fuel limit
97 564 Over cash limit
97 565 Fuel price error
97 566 Y or N required
97 567 Over repair limit
97 568 Over additive limit
97 569 Invalid user
97 570 Before 1400 and can't cut. Wait until 2:00 pm Eastern.
97 571 Cut time too close to 1400
97 572 Checker/Manager not found
97 573 Security insufficient
97 574 No transaction security record
97 575 Insufficient data
97 576 Merchant has mail pending
97 577 No messages pending
97 578 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 579 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 580 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 581 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 582 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 583 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 584 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 585 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 586 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 587 The single transaction amount limit was exceeded.
97 588 All Visa OCT / MasterCard MoneySend transactions are blocked
97 601 Invalid Batch Number/ Invalid Batch ID or Invalid OpenBatch
97 602 No Open Batch
97 603 Close Unavailable
97 604 Close Not Valid
97 701 Approved EMV Key Load
97 702 EMV Key Download Error
97 703 Approved EMV Key Load, more key load data pending
97 708 Honor With Authentication
97 721 Invalid ZIP Code
97 722 Invalid value in the field
97 723 Drivers License or ID is Required
97 724 Referred - Not Active
97 726 Unable to Locate Record On File
97 727 Refer - Call Authorization
97 728 Referred - Skip Trace Info
97 729 Hard Negative Info On File
97 731 Rejected Lost/Stolen Checks
97 740 Totals Unavailable
97 767 Hard Capture; Pick Up
97 771 Amount Too Large
97 772 Duplicate Return
97 773 Unsuccessful
97 774 Duplicate Reversal
97 775 Subsystem Unavailable
97 776 Duplicate Completion
97 782 Count Exceeds Limit
97 790 Not approved.
97 791 Not approved.
97 792 See attendant.
97 801 Over merchandise limit
97 802 Imprint card
97 803 Not on file
97 804 Fuel only
97 805 Velocity exceeded
97 806 Authorization ID needed
97 807 Over non-fuel limit
97 808 Invalid location
97 809 Over card velocity count
97 810 Over card velocity amount
97 811 Over issuer velocity count
97 812 Over issuer velocity amount
97 813 Over merchant daily velocity count
97 814 Over merchant daily velocity amount
97 815 Over merchant daily velocity both
97 816 Over merchant product velocity amount
97 817 Over merchant product velocity count
97 818 Over merchant product velocity both
97 819 Over chain daily velocity count
97 820 Over chain daily velocity amount
97 821 Over chain daily velocity both
97 822 Over chain product velocity count
97 823 Over chain product velocity both
97 824 Over chain product velocity amount
97 825 No chain ID for chain merchant
97 826 Signature required
97 827 Velocity exception error - pay inside
97 828 Exceeds merchant count for period - pay inside
97 829 Exceeds merchant amount for period - pay inside
97 830 Exceeds merchant count and amount for period - pay inside
97 831 Exceeds zip code count for period - pay inside
97 832 Exceeds zip code amount for period - pay inside
97 833 Exceeds zip code count and amount for period - pay inside
97 834 Exceeds state count for period - pay inside
97 835 Exceeds state amount for period - pay inside
97 836 Exceeds state count and amount for period - pay inside
97 837 Exceeds global count for period - pay inside
97 838 Exceeds global amount for period - pay inside
97 839 Exceeds global count and amount for period - pay inside
97 840 Unknown velocity error - pay inside
97 902 Invalid transaction
97 905 Unsupported message. Transaction was rejected.
97 906 System Error. There is a problem with the host system.
97 907 Card issuer or switch inoperative or processor not available
97 908 Transaction destination not found for routing.
97 909 System malfunction or timeout
97 911 Card issuer timed out.
97 913 Duplicate transaction.
97 914 Void/Full Reversal: Settlement already occurred.
97 915 Timeout Reversal not supported.
97 916 Void/Full Reversal: Original Authorization was not found.
97 920 Security H/W or S/W error - try again
97 921 Security H/W or S/W error - no action
97 923 Request in progress
97 924 Limit check failed
97 940 Error.
97 941 Invalid issuer.
97 942 Customer cancellation
97 944 Invalid response
97 950 Violation of business arrangement
97 954 CCV failed.
97 958 CCV2 failed
97 959 CAV failed
97 963 Acquirer channel unavailable
Tsys
Switch Processor Processor
Response Code Response Code Error Description
0 0 Approved and completed
1 1 Refer to issuer
2 2 Refer to issuer-Special condition
3 3 Invalid Merchant ID
4 4 Pick up card (no fraud)
5 5 Do not honor
6 6 General error
7 7 Pick up card, special condition (fraud account)
8 8 Honor Mastercard with ID
10 10 Partial approval for the authorized amount
11 11 VIP approval
12 12 Invalid transaction
13 13 Invalid amount
14 14 Invalid card number
15 15 No such issuer
19 19 Re-enter transaction
21 21 Unable to back out transaction
25 25 Unable to locate the account number
28 28 File is temporarily unavailable
30 30 Transaction was improperly formatted
39 39 No credit account
41 41 Lost card, pick up (fraud account)
43 43 Stolen card, pick up (fraud account)
46 46 Closed Account
51 51 Insufficient funds
52 52 No checking account
53 53 No savings account
54 54 Expired card
55 55 Incorrect PIN
57 57 Transaction not permitted-Card
58 58 Transaction not permitted-Terminal
59 59 Suspected Fraud
61 61 Exceeds withdrawal limit
62 62 Invalid service code, restricted
63 63 Security violation
65 65 Activity limit exceeded
6P 6P VERIF DATA FAILD Verification data failed
70 70 PIN data required
75 75 PIN tried exceeded
76 76 Unable to locate, no match
77 77 Inconsistent, reversed, or repeat data
78 78 No account
79 79 Already reversed at switch
80 80 No Financial impact
81 81 Cryptographic error
82 82 CVV data is not correct
83 83 Cannot verify PIN
85 85 No reason to decline
86 86 Cannot verify PIN
91 91 Issuer or switch is unavailable
92 92 Destination not found
93 93 Violation, cannot complete
94 94 Unable to locate, no match
96 580 Format Error.
96 96 System malfunction
A1 A1 POS device authentication successful
A2 A2 POS device authentication not successful
A3 A3 POS device deactivation successful
B1 B1 Surcharge amount not permitted on debit cards or EBT food
B2 B2 Surcharge amount not supported by debit network issuer
CV CV Card Type Verification Error
D3 D3 Transaction failure due to missing or invalid 3D-Secure
E1 E1 Encryption is not configured
E2 E2 Terminal is not authenticated
E3 E3 Data could not be decrypted
EA EA Verification error
EB EB Verification error
EC EC Verification error
H1 H1 SERV NOT ALLOWED Contact Merchant Services Technical Support
H2 H2 SERV NOT ALLOWED Contact Merchant Services Technical Support
H3 H3 SERV NOT ALLOWED Contact Merchant Services Technical Support
H4 H4 SERV NOT ALLOWED Contact Merchant Services Technical Support
H5 H5 SERV NOT ALLOWED Contact Merchant Services Technical Support
H6 H6 SERV NOT ALLOWED Contact Merchant Services Technical Support
H7 H7 SERV NOT ALLOWED Contact Merchant Services Technical Support
H8 H8 SERV NOT ALLOWED Contact Merchant Services Technical Support
H9 H9 SERV NOT ALLOWED Contact Merchant Services Technical Support
HV HV Hierarchy Verification Error
IA IA Additional customer authentication required
K0 K0 Token request was processed
K1 K1 Tokenization is not configured
K2 K2 Terminal is not authenticated
K3 K3 Data could not be de-tokenized
M0 M0 Mastercard: Canada region-issued Debit Txn not allowed
N3 N3 Cash back service not available
N4 N4 Exceeds issuer withdrawal limit
N7 N7 CVV2 Value supplied is invalid
P0 P0 Contact Merchant Services/Technical Support
P1 P1 Contact Merchant Services/Technical Support
P2 P2 Contact Merchant Services/Technical Support
P3 P3 Contact Merchant Services/Technical Support
P4 P4 Contact Merchant Services/Technical Support
P5 P5 Contact Merchant Services/Technical Support
P6 P6 Contact Merchant Services/Technical Support
P7 P7 The terminal has not yet completed the boarding process.
Q1 Q1 Card authentication failed
R0 R0 Customer requested stop of specific recurring payment
R1 R1 Customer requested stop of all recurring payments
R3 R3 All recurring payments have been canceled for this card
S0 S0 The PAN used in the transaction is inactive.
S1 S1 The Mod-10 check failed.
S5 S5 Decline – no preauthorization found.
S9 S9 Maximum working balance exceeded.
SA SA The Authorization Server is shut down.
SB SB Invalid card status – status is other than active
SC SC Unknown dealer/store code – special edit.
SD SD Maximum number of recharges is exceeded.
SE SE Card was already used.
SF SF Manual transactions not allowed.
SH SH Transaction type was unknown.
SJ SJ An invalid tender type was submitted.
SK SK An invalid customer type was submitted. PIN was locked.
SL SL The maximum number of redemptions was exceeded.
SM SM The maximum number of PAN tries was exceeded.
SP SP The card was already issued.
SR SR The card was not issued.
SS SS First check is okay and has been converted.
T0 T0 The check is okay but cannot be converted.
T1 T1 This is a declined transaction.
T2 T2 Invalid ABA number, not an ACH participant.
T3 T3 Amount greater than the limit.
V1 V1 Daily threshold exceeded.
Switch Processor Processor Error Description
Response Code Response code
00 0 Approved or completed successfully
00 101 Referral
00 109 Approved (not captured)
00 110 AVS Request Accepted
00 123 Balance Inquiry
00 125 Close batch successful
00 126 Deposit Inquiry
00 136 Certificate Not Recognized
00 400 Reversal Success
01 1 Refer to card issuer
03 3 Invalid merchant
04 4 Capture card
05 5 Do not honor
06 6 Response Timedout
07 7 Duplicate Request
08 8 Honor with ID
10 2 Approved for a lesser amount than what was requested
10 10 Partial Approval
12 12 Invalid transaction
13 13 Invalid amount
14 14 Invalid card number
15 15 Invalid issuer
19 19 Re-enter transaction
30 30 Format error
31 31 Bank not supported by switch
33 33 Expired Card
34 34 Suspected fraud
35 35 Card Acceptor contact Acquirer
36 36 Restricted Card
37 37 Card Acceptor call Acquirer security
38 38 Allowable PIN tries exceeded
39 39 No credit Account
40 40 Requested function not supported
41 41 Lost card
43 43 Stolen card
51 51 Insufficient funds
53 53 No savings Account
54 54 Expired card
55 55 Invalid PIN
56 56 No Card record
57 57 Transaction not permitted to issuer or cardholder
58 58 Transaction not permitted to acquirer or terminal
59 59 Suspected fraud
60 60 Card acceptor contact Acquirer
61 61 Exceeds withdrawal amount limit
62 62 Restricted card
63 63 Security violation
64 64 Original amount incorrect
65 65 Exceeds withdrawal count limit
68 68 Response received too late
70 70 Contact Card Issuer
71 71 PIN Not Changed
75 75 Allowable number of PIN tries exceeded
76 76 Invalid or nonexistent to Account specified
77 77 Invalid or nonexistent from Account specified
78 78 Invalid or nonexistent account specified
81 81 Domestic Debit Transaction Not Allowed
84 84 Invalid Authorization Life Cycle
85 85 Not declined Valid for all zero amount transactions
86 86 PIN Validation not possible
87 87 Purchase Amount Only, No Cash Back Allowed
88 88 Cryptographic failure
89 89 Unacceptable PIN Transaction Declined Retry
91 102 Declined
91 104 Terminal not found
91 105 File is temporarily unavailable
91 106 Amount exceeds user limit
91 107 Service not allowed
91 108 Host Key error
91 111 Invalid Term ID
91 112 Please retry
91 113 CVV2 Declined
91 114 Reversal rejected cannot parse 400 message
91 115 Enter lesser amount
91 116 Cash Back amount greater than total Transaction amount
91 117 Communications link to debit or EBT network gateway is down
91 118 Debit or EBT network gateway cant get through to the Issuer
91 119 Debit or EBT network gateway cant route Merchant Entitlement
91 120 Debit or EBT transaction count exceeds
91 121 Resubmission of txn violates debit or EBT network frequence
91 122 Reversal outside window
91 124 Cannot accept Close batch message
91 127 Closed batch has Out of balance condition
91 128 Invalid Batch number in transaction
91 129 Invalid Batch number in Close batch message
91 130 Invalid Retail Terms
91 131 Invalid Transaction Code
91 132 Invalid Transaction Code in Close batch message
91 133 Invalid Transaction Type
91 134 Cannot find item to Void
91 135 Invalid Expiration Date
91 137 OS Version Not Supported
91 138 Original Transaction Not Found
91 195 Invalid Currency Code
91 201 Internal Server Error
91 202 Invalid Message Format
91 203 Unknown Acquirer or Merchant
91 204 Unrecognised Card or DCC not available
91 205 Socket connection timed out
91 206 Unsupported card type
91 207 Card ID and Foreign Currency are both invalid
91 208 Invalid Base Amount
91 209 Invalid Reference Number
91 210 Invalid Merchant ID
91 211 Invalid Acquirer ID
91 212 Invalid Foreign Currency Code
91 213 Invalid Card ID
91 214 Invalid Base Currency
91 215 Domestic Card DCC not available
91 216 Foreign Card DCC not available for particular currency card
91 300 Declined for Loss Prevention
91 302 Invalid Merchant Status
91 303 In Progress
91 305 Daily Refund Limit Exceeded
91 306 Rapid Refund Activity Detected
91 307 Cancelled
91 309 No Response code Mapping found
91 401 Decline for AVS or CID mismatch
91 402 PIN change or Unblock failed
91 403 New PIN not accepted
91 404 Decline
91 405 Network unavailable
91 406 System up
91 407 Soft down
91 408 System down
91 91 Authorization Platform or issuer system inoperative
92 92 Unable to route transaction
93 93 Transaction cannot be completed violation of law
94 94 Duplicate transmission detected
96 96 System error
99 99 PPS Declin
Switch Processor ProcessoError
Response Code Response Code Description
00 A Approved and completed
06 E Transaction received, processing later
10 P Partial approved
43 C Declined Card reported lost/stolen
P0 R Transaction declined. Contact bank
T1 D Decline
Switch Processor Processor Error Description
Response Code Response code
00 000 Approve
00 785 No reason to decline.
03 109 Invalid merchant.
03 150 Invalid merchant set up
04 704 Pick Up Card
05 100 Do not honor
07 209 Stolen card
10 002 Approve for partial amount
11 003 Approve VIP
111 111 Invalid Host Totals Date
113 113 Host Totals are Incomplete
12 212 Missing conditional data.
12 215 Invalid transaction for Merchant ID.
13 110 Invalid amount
14 131 Invalid account number
14 213 Invalid account number for card type.
156 156 Max number of recharges exceeded
236 236 Activation amount incorrect.
246 246 Declined due to high risk
247 247 Declined due to stand-in rules
30 001 Schema Validation Error
30 133 The TPP ID was not found
30 211 Invalid SKU number.
30 904 Format Error
33 132 Unmatched card expiry date
336 336 Bad Authorization ID. The Authorization ID test failed
34 102 Suspected fraud
34 129 Suspected counterfeit card
351 351 Customer PIN authentication required
41 208 Lost Card / Lost Check
51 116 Not sufficient funds
51 134 Not sufficient funds
54 101 Expired card
55 117 Incorrect PIN or PIN length error
56 118 No card record
57 119 Transaction not permitted to cardholder
58 120 Transaction not permitted to terminal
61 121 Exceeds withdrawal amount limit
61 123 Exceeds withdrawal frequency limit
61 152 Exceeds limit
75 106 Allowable PIN tries exceeded
75 154 Over monthly limit
903 903 Invalid Reversal Transaction - transaction already settled
97 103 Unable to process TeleCheck recurring transaction
97 104 Restricted card
97 105 Call acquirers security departmen
97 107 Call for authorization
97 108 Refer to issuers special conditions
97 112 DES Encryption not allowed from the device / terminal
97 114 Invalid account type
97 122 Security violation
97 124 Violation of law
97 130 Invalid terminal
97 151 Activation failed
97 153 Already redeemed
97 155 Recharge amount exceeded
97 157 Invalid entry
97 214 Invalid payment type/card type for merchant ID.
97 216 Invalid TransArmor request.
97 217 Missing or invalid secure payment data.
97 218 Merchant ID not enabled for Secure Code.
97 219 Invalid Merchant Category Code
97 220 Customer service phone number missing.
97 221 Merchant not enabled for soft descriptors.
97 222 Partial auth not allowed.
97 223 Customer under 18 years old.
97 224 Account blocked - possible compromise.
97 225 Bill-to address does not match ship-to.
97 226 Invalid preapproval number.
97 227 Invalid email address.
97 228 Need more ID - request full SSN.
97 229 Previously declined/closed account.
97 230 One time stop payment requested by cardholder.
97 231 Stop payment requested for all payments.
97 232 Stop all payments - account closed.
97 233 Auth response date not valid.
97 234 Issuance under minimum amount.
97 235 Outstanding auth - funds on hold.
97 237 Deny - new card issued.
97 238 BIN blocked.
97 242 Customer opt-out.
97 243 Institution does not accept ACH payments.
97 244 Original transaction not approved.
97 245 Invalid MICR data.
97 248 Conditional Approval - Hold shipping for 24 hours
97 250 Original Auth could not be found.
97 251 The request did not match the original authorization.
97 252 The amount significantly exceeds the original request amount
97 253 The timeframes for re-authorization have been exceeded.
97 254 Counter Offer to Supply Personal Guaranty.
97 300 Invalid EAN or SCV.
97 301 Lock has expired on prepaid card.
97 302 Account closed.
97 303 Unknown account. The account could not be located.
97 304 Inactive account. The account has not been activated.
97 308 Card is already active and does not need to be reactivated.
97 311 Not lost or stolen
97 315 Bad mag stripe. The mag stripe could not be parsed.
97 316 Incorrect merchant location.
97 317 Max balance exceeded.
97 318 Invalid amount.
97 319 Invalid clerk.
97 320 Invalid password
97 321 Invalid new password.
97 322 Exceeded account reloads.
97 323 Password retry exceeded. The user account has been frozen.
97 326 Incorrect transaction version or format number for POS txn.
97 327 Request not permitted by this account
97 328 Request not permitted by this merchant location
97 329 Bad_repay_date
97 330 Bad checksum. The checksum provided is incorrect
97 331 Balance not available (denial).
97 332 Account locked
97 333 No previous (or) original transaction.
97 334 Already reversed.
97 337 Too many transactions requested
97 338 No transactions available.
97 339 Transaction history not available
97 340 New password required
97 341 Invalid status change.
97 342 Void of activation after account activity
97 343 No phone service. Attempted a calling card transaction.
97 344 Internet access disabled
97 345 TransArmor Invalid Token or Account Number
97 350 Additional customer authentication required
97 355 Invalid currency. The provided currency is invalid
97 356 Currency Not Supported
97 357 Currency conversion error
97 359 The terminal transaction number did not match.
97 367 Transaction count entered do not match.
97 368 No account link
97 369 Invalid time zone
97 372 Promo location restricted
97 373 Invalid Card Account
97 374 Product code(s) restricted
97 375 Bad Post Date. The Post Date is not a valid date.
97 376 Account status is void lock
97 377 Already active and reloadable
97 378 Account is Purged.
97 380 Bulk activation error
97 381 Bulk activation un-attempted error
97 382 Bulk activation package amount error
97 383 Store location zero not allowed
97 384 Account row locked
97 385 Accepted but not yet processed
97 402 TransArmor Service Unavailable
97 403 Invalid Date or Time
97 404 TransArmor Key Error
97 500 Decline
97 501 Date of Birth Error for Check Processing
97 502 Invalid State Code
97 503 New Account Information
97 504 Do not try again
97 505 Please retry
97 506 Invalid Checking Account Number
97 507 New Account Information available
97 508 Try again later - Declined
97 509 Do not try again. The card has expired.
97 510 New Account Information. The card has expired.
97 511 Try again later. The card has expired.
97 512 Service not allowed
97 513 Decline. Transaction not permitted to acquirer or terminal
97 514 Do not try again. There was security violation.
97 515 Declined. No term record on First Data system
97 516 Please retry.
97 517 CVV2 Declined
97 518 Invalid account/date or sales date in future
97 519 Invalid Effective Date
97 520 Reversal Rejected. Do not try again.
97 521 Enter lesser amount
97 522 Cash Back greater than total Transaction amount
97 523 Crypto box is offline
97 524 Debit switch unavailable.
97 525 Debit/EBT network gateway cannot get through to the ISSUER.
97 526 Undefined Card.
97 527 Network Response indicates that Merchant ID / SE is invalid
97 528 Debit/EBT transaction count exceeds pre-determined limit.
97 529 Resubmission of txn violates debit/EBT network frequency
97 530 Authorizing network has a problem decrypting the cryptogram.
97 532 DUKPT Key Error
97 533 Invalid encryption key offset sent by merchant
97 534 Invalid master session key id sent by merchant
97 539 No Checking Account
97 540 Edit Honor
97 541 No Savings Account
97 542 DUKPT: An error while processing the PIN block.
97 550 Invalid Vehicle
97 551 Invalid Driver
97 552 Invalid Product
97 553 Exceeds transaction total limit per product class.
97 554 Over daily limit
97 555 Invalid Date/Time
97 556 Exceeds quantity
97 557 Invalid prompt entry
97 558 Invalid Track 2 data
97 559 Voyager ID problem
97 560 Invalid Odometer
97 561 Invalid Restriction Code
97 562 Pay at pump not allowed
97 563 Over fuel limit
97 564 Over cash limit
97 565 Fuel price error
97 566 Y or N required
97 567 Over repair limit
97 568 Over additive limit
97 569 Invalid user
97 570 Before 1400 and can't cut. Wait until 2:00 pm Eastern.
97 571 Cut time too close to 1400
97 572 Checker/Manager not found
97 573 Security insufficient
97 574 No transaction security record
97 575 Insufficient data
97 576 Merchant has mail pending
97 577 No messages pending
97 578 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 579 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 580 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 581 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 582 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 583 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 584 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 585 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 586 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 587 The single transaction amount limit was exceeded.
97 588 All Visa OCT / MasterCard MoneySend transactions are blocked
97 601 Invalid Batch Number/ Invalid Batch ID or Invalid OpenBatch
97 602 No Open Batch
97 603 Close Unavailable
97 604 Close Not Valid
97 701 Approved EMV Key Load
97 702 EMV Key Download Error
97 703 Approved EMV Key Load, more key load data pending
97 708 Honor With Authentication
97 721 Invalid ZIP Code
97 722 Invalid value in the field
97 723 Drivers License or ID is Required
97 724 Referred - Not Active
97 726 Unable to Locate Record On File
97 727 Refer - Call Authorization
97 728 Referred - Skip Trace Info
97 729 Hard Negative Info On File
97 731 Rejected Lost/Stolen Checks
97 740 Totals Unavailable
97 767 Hard Capture; Pick Up
97 771 Amount Too Large
97 772 Duplicate Return
97 773 Unsuccessful
97 774 Duplicate Reversal
97 775 Subsystem Unavailable
97 776 Duplicate Completion
97 782 Count Exceeds Limit
97 790 Not approved.
97 791 Not approved.
97 792 See attendant.
97 801 Over merchandise limit
97 802 Imprint card
97 803 Not on file
97 804 Fuel only
97 805 Velocity exceeded
97 806 Authorization ID needed
97 807 Over non-fuel limit
97 808 Invalid location
97 809 Over card velocity count
97 810 Over card velocity amount
97 811 Over issuer velocity count
97 812 Over issuer velocity amount
97 813 Over merchant daily velocity count
97 814 Over merchant daily velocity amount
97 815 Over merchant daily velocity both
97 816 Over merchant product velocity amount
97 817 Over merchant product velocity count
97 818 Over merchant product velocity both
97 819 Over chain daily velocity count
97 820 Over chain daily velocity amount
97 821 Over chain daily velocity both
97 822 Over chain product velocity count
97 823 Over chain product velocity both
97 824 Over chain product velocity amount
97 825 No chain ID for chain merchant
97 826 Signature required
97 827 Velocity exception error - pay inside
97 828 Exceeds merchant count for period - pay inside
97 829 Exceeds merchant amount for period - pay inside
97 830 Exceeds merchant count and amount for period - pay inside
97 831 Exceeds zip code count for period - pay inside
97 832 Exceeds zip code amount for period - pay inside
97 833 Exceeds zip code count and amount for period - pay inside
97 834 Exceeds state count for period - pay inside
97 835 Exceeds state amount for period - pay inside
97 836 Exceeds state count and amount for period - pay inside
97 837 Exceeds global count for period - pay inside
97 838 Exceeds global amount for period - pay inside
97 839 Exceeds global count and amount for period - pay inside
97 840 Unknown velocity error - pay inside
97 902 Invalid transaction
97 905 Unsupported message. Transaction was rejected.
97 906 System Error. There is a problem with the host system.
97 907 Card issuer or switch inoperative or processor not available
97 908 Transaction destination not found for routing.
97 909 System malfunction or timeout
97 911 Card issuer timed out.
97 913 Duplicate transaction.
97 914 Void/Full Reversal: Settlement already occurred.
97 915 Timeout Reversal not supported.
97 916 Void/Full Reversal: Original Authorization was not found.
97 920 Security H/W or S/W error - try again
97 921 Security H/W or S/W error - no action
97 923 Request in progress
97 924 Limit check failed
97 940 Error.
97 941 Invalid issuer.
97 942 Customer cancellation
97 944 Invalid response
97 950 Violation of business arrangement
97 954 CCV failed.
97 958 CCV2 failed
97 959 CAV failed
97 963 Acquirer channel unavailable
Switch Processor Processor Error Description
Response Code Response code
00 000 Approved
01 601 Refer to card issuer
01 701 Refer to card issuer
02 402 Debit return transactions are not allowed.
02 602 Refer to card issuer,special condition
02 702 Refer to card issuer - special condition
03 101 Invalid Merchant ID
03 102 Invalid Merchant ID
03 227 Invalid merchant number
03 228 Invalid terminal number
03 403 Transaction not allowed.
03 603 Invalid merchant
03 703 Invalid merchant
04 419 Pickup card.
04 604 Pick up card
04 704 Pick up card
05 401 SUPP receipt request
05 605 Do not honor
05 705 Do not honor
05 797 Enter more prompts
06 001 external authorizer is not available
06 124 Unable to read terminal
06 131 General error
06 142 Cash advance not allowed
06 143 Void transaction not allowed
06 144 Transaction not available
06 159 Data error
06 160 General error
06 161 General error
06 174 Cannot get RRN
06 187 No transaction in batch
06 189 General error
06 190 General error
06 191 General error
06 193 EMV tag data missing
06 198 Invalid application
06 208 General error
06 231 General error
06 241 Invalid account ID
06 242 General error
06 245 General error
06 246 General error
06 255 General error
06 270 General error
06 294 Invalid check data
06 296 Invalid cashier number
06 298 Invalid file update code
06 394 Payroll invalid
06 395 service provider id. It cannot be blank.
06 396 service provider id. It cannot be blank.
06 405 E2EE Group Data required.
06 406 Invalid E2EE data.
06 416 Registration-id not found
06 418 VTP command processed
06 606 One or more errors in message
06 706 One or more errors in message
07 607 Pick up card (special condition)
07 707 Pick up card (special condition)
08 608 Honor with identification
08 708 Invalid format in identification data
09 709 Invalid card security code (CID)
11 611 VIP approval
12 103 Invalid transaction
12 104 Invalid transaction
12 109 Invalid transaction
12 116 Invalid transaction
12 117 Auth transaction not allowed
12 118 Capture transactions not allowed
12 138 Card not allowed
12 146 Debit not allowed
12 155 Transaction not allowed
12 157 Transaction not found
12 158 Unable to void
12 167 Invalid check number
12 182 Invalid folio number
12 192 Invalid transaction
12 200 Non-numeric message type
12 201 Non-numeric bit map type
12 202 Unknown bit map type
12 204 Invalid transaction code
12 221 Invalid transaction
12 222 Invalid transaction
12 223 Invalid RRN
12 224 Invalid transaction
12 225 Invalid transaction
12 226 Invalid bank ID
12 236 Invalid mail order flag
12 239 Invalid POS entry capability code
12 247 Invalid transaction identifier
12 249 Invalid transaction time
12 250 Invalid transaction
12 259 Invalid ACI request
12 260 transaction sequence number is not numeric.
12 263 Invalid credit reversal.
12 264 Invalid debit reversal.
12 267 Invalid debit tran.
12 271 Invalid record type
12 273 Invalid terminal application
12 300 Invalid original message type
12 301 Invalid returns count
12 325 Invalid transaction date/time
12 392 Invalid POS Data Code
12 399 Invalid request length
12 412 E2EE internal error
12 612 Invalid transaction
12 712 Invalid transaction
13 110 Invalid amount
13 111 Invalid amount
13 113 Invalid amount
13 185 Invalid amount
13 186 Invalid amount
13 248 Invalid amount
13 303 Invalid amount
13 304 Invalid amount
13 613 Invalid amount
13 713 Invalid amount
14 105 Invalid account number
14 114 Invalid account number
14 122 Invalid account number
14 123 Invalid account number
14 125 Invalid account number
14 128 Invalid account number
14 244 Invalid account
14 316 Invalid net settlement amount
14 382 Invalid DCC amount
14 614 Invalid cardholder account
14 714 Invalid cardholder account
15 115 Invalid merchant control card
15 151 Inactive terminal
15 615 No such issuer
15 715 No such issuer
16 716 Voucher expired
17 417 Invalid DCC Indicator.
17 717 Allowable # of PAN tries exceeded
18 718 Invalid Security Code
19 132 Re-enter transaction
19 619 Re-enter transaction
19 719 Re-enter transaction
20 420 Invalid line type
21 621 No action taken, unable to back out prior transaction
21 721 No action taken - unable to back out prior transactio
22 722 Unmatched voucher information
23 723 Transaction not defined
24 724 ID or Date of Birth Mismatch
25 625 Unable to locate record in file
25 725 Unable to locate record in file
26 726 ID Restrictions
27 327 Invalid EBT data
28 628 File is unavailable
28 728 File is unavailable
29 729 Hard Negative Information on File
30 126 Format error
30 162 Invalid state code length
30 163 Invalid state code
30 164 date of birth format error
30 165 non-numeric date of birth
30 166 Invalid date of birth
30 630 Format error
30 711 Format error
30 730 Format error
31 731 Over Daily, Periodic, Maximum Limits
32 332 Invalid voucher number
32 732 Invalid Station ID
33 106 Unmatched card expiry date
33 107 invalid card expiry date
33 108 card expired
33 680 Invalid date
34 734 Enter DL/Date of Birth
35 335 Invalid EBT data
35 735 Refer to Call Center
39 339 Fleet data error
39 639 No credit account
39 739 No credit account
40 340 Fleet data error
40 640 Requested function not supported
40 740 Requested function not supported
41 341 Fleet data error
41 641 Lost card - pick up
41 741 Lost card - pick up
42 342 Fleet data error
43 243 Invalid manager
43 343 Fleet data error
43 643 Stolen card - pick up
43 743 Stolen card - pick up
44 344 Fleet data error
45 345 Fleet data error
46 346 Fleet data error
47 347 Fleet data error
47 747 Undeliverable transaction
48 348 Fleet data error
49 349 Fleet data error
50 350 Fleet data error
50 550 Transaction declined
51 251 Vehicle number required
51 351 Fleet data error
51 651 Insufficient funds
51 751 Insufficient funds
52 252 Invalid driver license
52 352 Fleet data error
52 652 No checking account
52 752 No checking account
53 353 Fleet data error
53 363 Fleet data error
53 653 No savings account
53 753 No savings account
54 254 invalid date and time
54 354 Fleet data error
54 654 Expired card
54 710 Invalid effective date on card
54 733 Expired Card - Call Center
54 754 Expired card
55 112 Incorrect PIN or PIN length error
55 133 Incorrect PIN
55 180 Incorrect PIN
55 355 Fleet data error
55 421 Invalid KSN/PIN block
55 655 Incorrect PIN
55 755 Incorrect PIN
56 356 Fleet data error
56 756 Cannot process
57 357 Fleet data error
57 657 Transactions not allowed to cardholder
57 757 Transactions not allowed to cardholder
58 130 Transaction not permitted to terminal
58 145 Batch is full
58 149 Transaction not allowed
58 150 Transaction not allowed
58 358 Fleet data error
58 658 Transactions not allowed to terminal
58 758 Transactions not allowed to terminal
59 359 Fleet data error
59 759 Do not honor - Suspected Fraud
60 360 Fleet data error
60 760 Card acceptor contact acquirer
61 361 Fleet data error
61 661 Exceeds purchase limits
61 761 Exceeds withdrawal/approval amount limits
62 362 Fleet data error
62 662 Restricted card
62 762 Restricted card
63 663 Security violation
63 737 Call Center
63 763 Security violation
64 364 Fleet data error
64 764 Original amount incorrect
65 365 Fleet data error
65 665 Account activity limit exceeded
65 765 Activity count limit exceeded
66 366 Fleet data error
66 766 Card Escheated (Gift Card)
67 367 Fleet data error
67 767 Pick up card
68 368 Fleet data error
68 768 Merchant Depleted (Gift Card)
69 369 Fleet data error
69 769 Bad close (Gift Card)
70 170 Invalid batch no
70 370 Fleet data error
70 770 Card already active (Gift Card)
71 171 Invalid check request type
71 371 Fleet data error
71 771 Card not active (Gift Card)
72 172 Invalid check ID type value
72 372 Fleet data error
72 772 Card already closed (Gift Card)
73 373 Fleet data error
73 773 Over maximum balance (Gift Card)
74 274 Transaction not found
74 374 Fleet data error
74 774 Invalid activate (Gift Card)
75 275 Transaction already voided
75 375 Fleet data error
75 675 Exceeded PIN tries - no capture
75 738 Declined PIN attempts
75 775 Allowable number of PIN entry tries exceeded
76 276 Debit group missing.
76 376 Fleet data error
76 676 Unable to locate previous message
76 776 Unable to locate previous message
77 677 Inconsistent, reversed, or repeat data
77 777 Inconsistent, reversed, or repeat data
78 140 No account
78 778 No "to" account specified
79 279 FCS missing number.
79 679 Already reversed by switch
79 779 Already reversed by switch
80 280 Concurrent upload
80 780 Invalid date
81 381 Gift Card Reload not delivered
81 681 Cryptographic error found in PIN or CVV
81 781 Cryptographic error found in PIN or CVV
82 682 Incorrect CVV
82 697 Transaction did not contain CVV2 data - retry
82 782 Incorrect CVV
83 383 Invalid DCC Conversion Rate
83 683 Unable to verify PIN
83 783 Unable to verify PIN
84 384 Invalid DCC Currency
84 684 Time limit for a pre-authorization is to long
84 784 Time limit for a pre-authorization is to long
85 685 No reason to decline AVS request
86 686 Cannot verify PIN
86 786 Cannot verify PIN
87 287 Invalid file name
87 787 Reconciliation Error
88 688 Switch cannot provide totals now, try again in 30 minutes
88 788 Switch cannot provide totals now; try again in 30 minutes
89 389 Group Data Error
89 689 Ineligible to receive financial position information (GIV)
89 789 Ineligible to receive financial position information (GIV)
90 390 Fleet data error
90 790 Exceeds approval/daily limit. ECHO Override optional.
91 188 Unknown error
91 194 Transaction timed out
91 195 Transaction timed out
91 203 Invalid data source byte
91 209 Invalid download request
91 229 Unknown Error
91 261 Unknown error
91 262 QUASI cash not allowed.
91 265 product codes required.
91 266 Unknown error
91 302 Invalid sales count
91 313 Tip amount exceeds
91 314 Read timeout on Bank record
91 315 Unknown error
91 317 Invalid reconciliation type
91 336 MPS Store field is invalid
91 337 MPS Merchant field is invalid
91 338 MPS Chain field is invalid
91 408 E2EE time out.
91 691 Issuer/switch inoperative
91 791 Issuer/switch inoperative
92 692 Unable to route transaction
92 792 Financial Inst facility cannot be found for routing
93 393 Fleet data error
93 693 Illegal transaction - violation of law
93 793 Illegal transaction - violation of law
94 794 Duplicate transaction
95 378 transaction not found
95 379 transaction already refunded
95 380 Gift Card not active
95 398 Invalid ECOM flag.
95 400 ETX character was not found
95 414 E2EE internal format.
95 415 E2EE linkx unavailable
95 422 Invalid or missing WIC vendor id.
95 795 Issuer/switch inoperative POSA Prepaid Network SAF
96 129 System error
96 148 System error
96 156 System error
96 169 System error
96 173 System error
96 175 System error
96 177 System error
96 178 System error
96 179 System error
96 184 System error
96 197 Invalid capture number
96 199 System error
96 205 System error
96 206 System error
96 207 System error
96 210 Invalid data for void request
96 219 System error
96 230 System error
96 232 System error
96 233 System error
96 234 System error
96 235 System error
96 237 Invalid return code
96 238 Transaction has already voided
96 253 System error
96 268 Host Response Error
96 269 Host Response Error
96 272 System error
96 277 Unsupported function.
96 307 System error
96 404 System error
96 407 Token error.
96 409 E2EE invalid request.
96 411 E2EE invalid token
96 416 System Error
96 696 System Malfunction
96 796 System Malfunction
97 240 Invalid length for AVS cardholder ID
97 736 Restricted Card - Call Center
97 802 Match of 5 digit code only address does not match
97 803 Match of address only zip code does not match
97 804 Match of 9 digit zip only address does not match
97 806 System is unavailable or has timed out
97 807 AVS service is unsupported by issuer
97 808 Address info is unavailable
97 809 Issuer does not support AVS
97 810 address matches, but postal code format incompatible
97 811 address and postal code are in incompatible format
97 812 International address and postal code both match.
97 813 International address not verified.
97 815 International postal code matches. Address format differs
98 698 Stop payment order
98 798 Duplicate Transaction
99 699 Recurring payment revocation of authorization order
CV 181 Invalid JCB data
CV 183 Invalid AMEX item code
CV 211 Invalid AMEX industry code
CV 212 Invalid AMEX charge description
CV 213 Invalid AMEX tip amount
CV 214 Invalid AMEX employee number
CV 215 Card Type Verification Error
CV 216 Card Type Verification Error
CV 217 Card Type Verification Error
CV 218 Card Type Verification Error
CV 257 Invalid AMEX room rate
CV 385 Card Type Verification Error
CV 386 Card Type Verification Error
CV 387 Card Type Verification Error
CV 388 Card Type Verification Error
E1 413 E2EE E2EE decryption error
EA 397 Check service vendor for payment type
SF 152 Manual transactions not allowed.
SF 176 Manual transactions not allowed.
SH 139 Transaction type was unknown.
SH 196 Transaction type was unknown.
T3 377 requested amount exceeds.
V1 153 Daily threshold exceeded.
V1 154 Daily threshold exceeded.
V1 168 Daily threshold exceeded
VI 220 Transaction is improperly fo
Switch Processor Processor
Response Code Response Code Error Description
00 000 Approve
00 333 No previous (or) original transaction.
00 785 No reason to decline.
03 109 Invalid merchant.
03 150 Invalid merchant set up
04 704 Pick Up Card
05 100 Do not honor
07 209 Stolen card
10 002 Approve for partial amount
11 003 Approve VIP
111 111 Invalid Host Totals Date
113 113 Host Totals are Incomplete
12 212 Missing conditional data.
12 215 Invalid transaction for Merchant ID.
13 110 Invalid amount
14 131 Invalid account number
14 213 Invalid account number for card type.
156 156 Max number of recharges exceeded
236 236 Activation amount incorrect.
246 246 Declined due to high risk
247 247 Declined due to stand-in rules
30 001 Schema Validation Error
30 133 The TPP ID was not found
30 211 Invalid SKU number.
30 904 Format Error
33 132 Unmatched card expiry date
336 336 Bad Authorization ID. The Authorization ID test failed
34 102 Suspected fraud
34 129 Suspected counterfeit card
351 351 Customer PIN authentication required
41 208 Lost Card / Lost Check
51 116 Not sufficient funds
51 134 Not sufficient funds
54 101 Expired card
55 117 Incorrect PIN or PIN length error
56 118 No card record
57 119 Transaction not permitted to cardholder
58 120 Transaction not permitted to terminal
61 121 Exceeds withdrawal amount limit
61 123 Exceeds withdrawal frequency limit
61 152 Exceeds limit
75 106 Allowable PIN tries exceeded
75 154 Over monthly limit
903 903 Invalid Reversal Transaction - transaction already settled
97 103 Unable to process TeleCheck recurring transaction
97 104 Restricted card
97 105 Call acquirers security department
97 107 Call for authorization
97 108 Refer to issuers special conditions
97 112 DES Encryption not allowed from the device / terminal
97 114 Invalid account type
97 122 Security violation
97 124 Violation of law
97 130 Invalid terminal
97 151 Activation failed
97 153 Already redeemed
97 155 Recharge amount exceeded
97 157 Invalid entry
97 214 Invalid payment type/card type for merchant ID.
97 216 Invalid TransArmor request.
97 217 Missing or invalid secure payment data.
97 218 Merchant ID not enabled for Secure Code.
97 219 Invalid Merchant Category Code
97 220 Customer service phone number missing.
97 221 Merchant not enabled for soft descriptors.
97 222 Partial auth not allowed.
97 223 Customer under 18 years old.
97 224 Account blocked - possible compromise.
97 225 Bill-to address does not match ship-to.
97 226 Invalid preapproval number.
97 227 Invalid email address.
97 228 Need more ID - request full SSN.
97 229 Previously declined/closed account.
97 230 One time stop payment requested by cardholder.
97 231 Stop payment requested for all payments.
97 232 Stop all payments - account closed.
97 233 Auth response date not valid.
97 234 Issuance under minimum amount.
97 235 Outstanding auth - funds on hold.
97 237 Deny - new card issued.
97 238 BIN blocked.
97 242 Customer opt-out.
97 243 Institution does not accept ACH payments.
97 244 Original transaction not approved.
97 245 Invalid MICR data.
97 248 Conditional Approval - Hold shipping for 24 hours
97 250 Original Auth could not be found.
97 251 The request did not match the original authorization.
97 252 The amount significantly exceeds the original request amount
97 253 The timeframes for re-authorization have been exceeded.
97 254 Counter Offer to Supply Personal Guaranty.
97 300 Invalid EAN or SCV.
97 301 Lock has expired on prepaid card.
97 302 Account closed.
97 303 Unknown account. The account could not be located.
97 304 Inactive account. The account has not been activated.
97 308 Card is already active and does not need to be reactivated.
97 311 Not lost or stolen
97 315 Bad mag stripe. The mag stripe could not be parsed.
97 316 Incorrect merchant location.
97 317 Max balance exceeded.
97 318 Invalid amount.
97 319 Invalid clerk.
97 320 Invalid password
97 321 Invalid new password.
97 322 Exceeded account reloads.
97 323 Password retry exceeded. The user account has been frozen.
97 326 Incorrect transaction version or format number for POS txn.
97 327 Request not permitted by this account
97 328 Request not permitted by this merchant location
97 329 Bad_repay_date
97 330 Bad checksum. The checksum provided is incorrect
97 331 Balance not available (denial).
97 332 Account locked
97 334 Already reversed.
97 337 Too many transactions requested
97 338 No transactions available.
97 339 Transaction history not available
97 340 New password required
97 341 Invalid status change.
97 342 Void of activation after account activity
97 343 No phone service. Attempted a calling card transaction.
97 344 Internet access disabled
97 345 TransArmor Invalid Token or Account Number
97 350 Additional customer authentication required
97 355 Invalid currency. The provided currency is invalid
97 356 Currency Not Supported
97 357 Currency conversion error
97 359 The terminal transaction number did not match.
97 367 Transaction count entered do not match.
97 368 No account link
97 369 Invalid time zone
97 372 Promo location restricted
97 373 Invalid Card Account
97 374 Product code(s) restricted
97 375 Bad Post Date. The Post Date is not a valid date.
97 376 Account status is void lock
97 377 Already active and reloadable
97 378 Account is Purged.
97 380 Bulk activation error
97 381 Bulk activation un-attempted error
97 382 Bulk activation package amount error
97 383 Store location zero not allowed
97 384 Account row locked
97 385 Accepted but not yet processed
97 402 TransArmor Service Unavailable
97 403 Invalid Date or Time
97 404 TransArmor Key Error
97 500 Decline
97 501 Date of Birth Error for Check Processing
97 502 Invalid State Code
97 503 New Account Information
97 504 Do not try again
97 505 Please retry
97 506 Invalid Checking Account Number
97 507 New Account Information available
97 508 Try again later - Declined
97 509 Do not try again. The card has expired.
97 510 New Account Information. The card has expired.
97 511 Try again later. The card has expired.
97 512 Service not allowed
97 513 Decline. Transaction not permitted to acquirer or terminal
97 514 Do not try again. There was security violation.
97 515 Declined. No term record on First Data system
97 516 Please retry.
97 517 CVV2 Declined
97 518 Invalid account/date or sales date in future
97 519 Invalid Effective Date
97 520 Reversal Rejected. Do not try again.
97 521 Enter lesser amount
97 522 Cash Back greater than total Transaction amount
97 523 Crypto box is offline
97 524 Debit switch unavailable.
97 525 Debit/EBT network gateway cannot get through to the ISSUER.
97 526 Undefined Card.
97 527 Network Response indicates that Merchant ID / SE is invalid
97 528 Debit/EBT transaction count exceeds pre-determined limit.
97 529 Resubmission of txn violates debit/EBT network frequency
97 530 Authorizing network has a problem decrypting the cryptogram.
97 532 DUKPT Key Error
97 533 Invalid encryption key offset sent by merchant
97 534 Invalid master session key id sent by merchant
97 539 No Checking Account
97 540 Edit Honor
97 541 No Savings Account
97 542 DUKPT: An error while processing the PIN block.
97 550 Invalid Vehicle
97 551 Invalid Driver
97 552 Invalid Product
97 553 Exceeds transaction total limit per product class.
97 554 Over daily limit
97 555 Invalid Date/Time
97 556 Exceeds quantity
97 557 Invalid prompt entry
97 558 Invalid Track 2 data
97 559 Voyager ID problem
97 560 Invalid Odometer
97 561 Invalid Restriction Code
97 562 Pay at pump not allowed
97 563 Over fuel limit
97 564 Over cash limit
97 565 Fuel price error
97 566 Y or N required
97 567 Over repair limit
97 568 Over additive limit
97 569 Invalid user
97 570 Before 1400 and can't cut. Wait until 2:00 pm Eastern.
97 571 Cut time too close to 1400
97 572 Checker/Manager not found
97 573 Security insufficient
97 574 No transaction security record
97 575 Insufficient data
97 576 Merchant has mail pending
97 577 No messages pending
97 578 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 579 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 580 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 581 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 582 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 583 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 584 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 585 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 586 The Visa OCT / MasterCard MoneySend activity has exceeded.
97 587 The single transaction amount limit was exceeded.
97 588 All Visa OCT / MasterCard MoneySend transactions are blocked
97 601 Invalid Batch Number/ Invalid Batch ID or Invalid OpenBatch
97 602 No Open Batch
97 603 Close Unavailable
97 604 Close Not Valid
97 701 Approved EMV Key Load
97 702 EMV Key Download Error
97 703 Approved EMV Key Load, more key load data pending
97 708 Honor With Authentication
97 721 Invalid ZIP Code
97 722 Invalid value in the field
97 723 Drivers License or ID is Required
97 724 Referred - Not Active
97 726 Unable to Locate Record On File
97 727 Refer - Call Authorization
97 728 Referred - Skip Trace Info
97 729 Hard Negative Info On File
97 731 Rejected Lost/Stolen Checks
97 740 Totals Unavailable
97 767 "Hard Capture;
Pick Up"
97 771 Amount Too Large
97 772 Duplicate Return
97 773 Unsuccessful
97 774 Duplicate Reversal
97 775 Subsystem Unavailable
97 776 Duplicate Completion
97 782 Count Exceeds Limit
97 790 Not approved.
97 791 Not approved.
97 792 See attendant.
97 801 Over merchandise limit
97 802 Imprint card
97 803 Not on file
97 804 Fuel only
97 805 Velocity exceeded
97 806 Authorization ID needed
97 807 Over non-fuel limit
97 808 Invalid location
97 809 Over card velocity count
97 810 Over card velocity amount
97 811 Over issuer velocity count
97 812 Over issuer velocity amount
97 813 Over merchant daily velocity count
97 814 Over merchant daily velocity amount
97 815 Over merchant daily velocity both
97 816 Over merchant product velocity amount
97 817 Over merchant product velocity count
97 818 Over merchant product velocity both
97 819 Over chain daily velocity count
97 820 Over chain daily velocity amount
97 821 Over chain daily velocity both
97 822 Over chain product velocity count
97 823 Over chain product velocity both
97 824 Over chain product velocity amount
97 825 No chain ID for chain merchant
97 826 Signature required
97 827 Velocity exception error - pay inside
97 828 Exceeds merchant count for period - pay inside
97 829 Exceeds merchant amount for period - pay inside
97 830 Exceeds merchant count and amount for period - pay inside
97 831 Exceeds zip code count for period - pay inside
97 832 Exceeds zip code amount for period - pay inside
97 833 Exceeds zip code count and amount for period - pay inside
97 834 Exceeds state count for period - pay inside
97 835 Exceeds state amount for period - pay inside
97 836 Exceeds state count and amount for period - pay inside
97 837 Exceeds global count for period - pay inside
97 838 Exceeds global amount for period - pay inside
97 839 Exceeds global count and amount for period - pay inside
97 840 Unknown velocity error - pay inside
97 902 Invalid transaction
97 905 Unsupported message. Transaction was rejected.
97 906 System Error. There is a problem with the host system.
97 907 Card issuer or switch inoperative or processor not available
97 908 Transaction destination not found for routing.
97 909 System malfunction or timeout
97 911 Card issuer timed out.
97 913 Duplicate transaction.
97 914 Void/Full Reversal: Settlement already occurred.
97 915 Timeout Reversal not supported.
97 916 Void/Full Reversal: Original Authorization was not found.
97 920 Security H/W or S/W error - try again
97 921 Security H/W or S/W error - no action
97 923 Request in progress
97 924 Limit check failed
97 940 Error.
97 941 Invalid issuer.
97 942 Customer cancellation
97 944 Invalid response
97 950 Violation of business arrangement
97 954 CCV failed.
97 958 CCV2 failed
97 959 CAV failed
97 963 Acquirer channel una
Wrapper API Error Codes
| Error Code | Error Response | Error Description |
|---|---|---|
| VC01 | CHANNEL ID REQUIRED | Channel ID property is required. |
| VC02 | PAYLOAD REQUIRED | Required payload must be provided properly. |
| VC03 | DEVICE OFFLINE | Returned when the POS terminal is not in listening mode. |
| VC04 | TRANSACTION TEMPORARILY UNAVAILABLE DUE TO CONNECTIVITY ISSUES. PLEASE TRY AGAIN SHORTLY | Occurs when the Wrapper API is down (Publish API or Status API). |
| VC05 | TRANSACTION IS ALREADY IN A PROCESSING STATE | When a transaction request is sent, the corresponding EPI is blocked in the Wrapper API for up to 3 minutes or until the initiated transaction completes. Sending another request for the same EPI during this time will result in this error (Publish API). |
| VC07 | TRANSACTION TIMEOUT, USE TRANSACTION API TO FETCH STATUS |
If the Wrapper API does not receive a response from the
device within 120 seconds, this error is returned (Publish
API).
This usually occurs when activity at the terminal exceeds 120 seconds, such as manual card entry taking longer than expected. The transaction continues at the terminal instead of being cancelled. To retrieve the final status, use the Transaction Status API within 24 hours of transaction initiation. |
| VC08 | TRANSACTION INPROGRESS | Returned by the Status API when the requested transaction is still in progress. |
| VC09 | UNABLE TO FETCH TRANSACTION STATUS | Returned when the requested transaction ID (REQ_TXN_ID) does not exist (Status API). |
| VC12 | UNABLE TO CANCEL TRANSACTION RIGHT NOW | Returned when the Cancel API is not available or not functioning (Cancel API). |
Note: Error responses may vary depending on the API being invoked (Publish, Status, or Cancel).
Gift Card Error Codes
G01 CARD NO REQUIRED
G02 INVALID CARD NO
G03 INVALID PIN
G04 EITHER AN EMAIL OR A PHONE NUMBER IS REQUIRED
G05 INVALID EMAIL ADDRESS
G06 INVALID PHONE NO
G07 INVALID CARDHOLDER NAME
G36 RECEIPT TYPE ALLOWED VALUES ARE 0, 1
G37 TAX SHOULD BE ALLOWED YES OR NO
Datawire failed: No ticket
The merchant's initial request generated a Datawire ID along with a Merchant MID and TID. If another request indicates that the merchant has changed the MID and TID, the transaction will be declined by the processor due to a Datawire failure with the message: "No Ticket."
Datawire failed: Provisioning ticket
If a Datawire failure occurs with the error 'Provisioning Ticket,' this means that the same MID and TID already exist for another merchant. Consequently, the processor will decline the MID and TID as they are already provisioned.